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Borrow Smart

A decision today will impact your tomorrow.





To understand if you can and when you should borrow money is quite simple – calculate how the loan would actually impact your financial life.

Some quick questions to ask yourself:

  • Can you afford to maintain the loan payments?
  • What would happen to your financial situation if you lost your job?
  • Do you have an emergency fund set up to weather the time gap if you did lose your job?
  • What are the benefits of getting the loan, and do they outweigh the risks?
By going through this process, you will establish a risk tolerance profile for your given situation and be prepared for the negative experiences life can bring.