Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Extraco Banks
hand picking out sidewalk chalk color


We're here to help

Take a look around. If you can’t find what you’re looking for, Contact Us.

Borrow Smart

A decision today will impact your tomorrow.

To understand if you can and when you should borrow money is quite simple – calculate how the loan would actually impact your financial life.

Some quick questions to ask yourself:

  • Can you afford to maintain the loan payments?
  • What would happen to your financial situation if you lost your job?
  • Do you have an emergency fund set up to weather the time gap if you did lose your job?
  • What are the benefits of getting the loan, and do they outweigh the risks?
By going through this process, you will establish a risk tolerance profile for your given situation and be prepared for the negative experiences life can bring.