Frequently Asked Questions

Answer

To qualify for Private Bank you must have an aggregate deposit balance of $350k or more with Extraco Banks

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In law, a trust is a relationship where property is held by one party for the benefit of another party. A trust is created by the owner, also called a "settlor", "trustor" or "grantor" who transfers property to a trustee. The trustee holds that property for the trust's beneficiaries.

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It is important to obtain a pre-qualification to understand how much you can afford. A pre-qualification is a great first step in the process. This differs from a pre-approval which is determined by one of our Mortgage Consultants reviewing financial documentation and credit of the borrower. To know best what you may need, please seek a Mortgage Consultant for guidance.

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Wealth & Trust

The financial services professionals at Extraco share a commitment to excellence. Extraco Wealth & Trust offers families premier financial solutions to meet the increasing challenges associated with professional fiduciary services and sound portfolio management.

Wealth & Trust Inquiry

Interested in scheduling a financial planning appointment? Fill out the form below and a Wealth & Trust Advisor will reach out to you shortly. If you are a current customer, please click here to visit

Trust Services

Your family's financial future depends on you being prepared. Establishing a living trust provides organization and better control of your assets.

Locations

Bank Branch
  • Curbside Delivery
  • Handicapped Access
  • Home Loans Specialists
  • Spanish Speaking

4189 Texas 6 Frontage Rd
College Station, TX 77845
United States

Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:30 am - 4:00 pm

Bank Branch
  • Handicapped Access

2501 TX-36 Bus
Gatesville, TX 76528
United States

Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm

Resources

What Is a Trust Fund?

Trust funds provide a financial safety net for your family in an unexpected tragedy. Creditors cannot access the money you place in a trust fund. However, the fund can pay for funeral expenses, medical bills, and other immediate needs. Trust funds can also ensure that your loved ones have the money they need to care for themselves financially, even after you're gone.

Benefits of a Living Trust

There are many benefits to creating a living trust. Here are the top three: 1. Avoid probate at death. Including multiple probates, if you own other property in another state. 2. It provides maximum privacy. 3. It can reduce or completely eliminate estate taxes.

Philanthropy Through Trusts and Estates Isn’t Just for the Ultra-Wealthy

Philanthropy through trusts and estates isn’t just for the ultra-wealthy—it’s an accessible way for individuals at many income levels to support the causes they care about. By incorporating strategies like charitable bequests or charitable remainder trusts, you can create a lasting impact while still providing for loved ones. With thoughtful planning, anyone can leave a meaningful legacy that reflects their values.