Resources

Extraco Banks' New Flagship Branch: Extraco Banks | West Adams In Temple, TX

Exciting developments are underway as Extraco Banks prepares to open its state-of-the-art flagship branch in Temple, TX, promising innovative financial solutions and community growth.

Your Video Teller & ATM Options with Extraco

Banking with Extraco means banking with options. Take advantage of our new video teller machines and network of over 55,000 surcharge-free ATMs.

Halloween On A Budget

In this blog post, we'll unveil some thrifty and budget-friendly tricks to make this Halloween a spooky success without draining your wallet.

Trust funds provide a financial safety net for your family in an unexpected tragedy. Creditors cannot access the money you place in a trust fund. However, the fund can pay for funeral expenses, medical bills, and other immediate needs. Trust funds can also ensure that your loved ones have the money they need to care for themselves financially, even after you're gone.

The Reasons People Buy Insurance

Read to learn the six reasons why most people buy insurance. One reason is to protect something purchased that has a high value, such as a house, car, jewelry, etc.

Linking an Account vs. Adding an External Account in eBank

Our Extraco eBank platform offers two ways of connecting your other bank accounts– linking accounts or adding external accounts. Depending on what actions you want to take with your accounts, one may be better than the other.

Does Being Frugal Make You Feel Richer?

It's easy to rationalize why frugality makes sense today. We’re seeing higher prices at the pumps, the grocery stores, and everywhere else. When costs climb, it’s time to focus on the things that truly matter and identify those that could wait a bit longer.

How Entrepreneurs Can Get a Business Scholarship Award

Are you an entrepreneur looking to further your education? If so, you might be eligible for a business scholarship award! These awards help business owners finance their education and continue their business ventures. We'll go over how to start your search, standard eligibility requirements, and the types of scholarships available. We'll also provide you with some success tips for completing your applications. So, if you are ready to level up your business skills, read on.

The New Normal: How the Gig Economy Highlights the Need for Emergency Savings

As a gig worker, you must wear many hats and take on more responsibilities than you might as a traditional employee. This kind of work provides several advantages, including more freedom and flexibility to structure your work in a way that aligns with your preferences. However, there are a few caveats, mainly regarding financial stability.

ICYMI– Bank & Brews (Bell County) | How to Hire the Right Employees

Finding and hiring awesome talent is difficult. Designing the processes, finding and interviewing candidates may take time and effort, but is sure to pay off in the long-term. These are they ways that Extraco Banks has mastered the hiring process.

What to Know Before Launching a New Business in 2023

Are you thinking about launching a new business in 2023? We like to think of starting a new business as a journey. Launching a business is a big step and one with the potential to help you realize your dreams. Taking your time and launching your business the right way is wise. So, having patience and discernment will prime your business for growth and success.

How to Use Student Checking Accounts to Teach Financial Literacy

Need a practical way to teach financial literacy? Read our blog and learn the benefits of student checking accounts, and how they help educate children about managing money.

Utilizing Financial Tools in Extraco eBank

Incorporate your Extraco accounts, external bank accounts, and manually added financials into our budgeting, savings, debt, and spending tools. Using Extraco eBank, we’ve made it easy for you to take a “big picture” look at your financial journey. Combine all of your accounts, non-Extraco included, to build out visual dashboards.

How to Utilize Mobile Deposit

Deposit into your account with convenience. Extraco banks is committed to providing you access to your account anywhere you are. Set up mobile deposit today!

Whole Life vs. Term Life: Which Life Insurance is Better?

Choosing a life insurance policy can feel like walking through a labyrinth. Different types of policies, costs, benefits, and the fine print can be confusing. Which insurance is best for you: whole life insurance or term insurance? Let’s look at the differences between each so you can decide.

Should You Choose Dividend Stocks to Combat Inflation and Rate Hikes?

Inflation in the US has surged to the highest level in nearly 40 years, reaching 7.9% in February 2022. This, coupled with the US Federal Reserve’s decision to raise interest rates, has alarmed many investors

The Difference Between Cash Flow and Profit

Cash coming into your business and the actual profit you make are two very different things, and almost always never total up as identical amounts. Read more to learn the difference between cash flow and profit.

Five Inspiring Hispanic Heritage Icons Who Shaped Financial History

Dive into the rich history of Hispanic heritage and explore the lives of five influential figures who shaped the financial world.

How to Boost Savings with a Money Market Account

Need a way to grow your money faster and with less effort? A money market account can help you achieve short-term financial goals and long-term solutions.

Extraco Banks - Who We Are

Read our latest blog to learn more about what sets Extraco Banks apart from other central Texas banks. When you bank with Extraco, you bank with the best

Tips to Keep Your Business Secure Online

Consider Yahoo, Marriott International, Adult Friend Finder, Anthem, and Target. What do these companies have in common? They’ve all experienced some of the largest data breaches in history. The scary thing is that you can’t protect all your data all the time, but there are many things you can do to guard against a cyber-attack.

Managing seasonal demand

Managing seasonal demand. Extraco Banks is committed to building businesses throughout Central Texas. Whether you're a startup or looking to create a succession plan for your business, we have the resources to help you achieve your business goals.

Elevating Excellence: Welcoming Susie Stanley-Jones, CFP® as President of Extraco Wealth & Trust

Extraco Banks proudly welcomes Susie Stanley-Jones, CFP® as President of Extraco Wealth & Trust. With decades of leadership in wealth management and a track record of innovation, Susie is poised to guide our Wealth & Trust team into an exciting new era of growth, client service, and strategic vision.

The Rule of Thumb for Emergency Savings: How Much is Enough?

Life is unpredictable, and emergencies happen when you least expect them. Having an emergency fund is essential to your financial planning.

Savvy Secrets to Planning a Summer Vacay on a Budget

As you embark on your summer vacation, don’t forget to plan for all the big and small expenses. Remember, by setting a realistic travel budget, you’ll have a solid foundation and a worry-free vacation.

Alternative Ways to Pay with Your Extraco Bank Account

Making payments from your Extraco checking account is now easier than ever!

ICYMI– Building and Facilitating Business Partnerships

Partnerships can create unique development opportunities for businesses. Whether they are simple relationships or complex ventures, well-executed partnerships can strengthen any size of business.

Are checks really safer than debit cards?

Once you decide to buy something, you then must determine the form of payment you’ll use. Is cash easiest? Will you write a check? Or is your debit card the best way to go? Pros and cons exist for all methods of payment. Many of us decide quickly without thinking through potential fraud or payment protection.

Nine Clever Strategies to Save More on Groceries

Saving more money while shopping can be made simple using these different ways to increase your savings. With these nine strategies, you’ll quickly become a savvy shopper.

Safe Banking Starts With a Quick Check

A simple, free tool designed to help you verify suspicious messages and protect your financial well-being

Homebase

Homebase is a leading workforce management platform designed to simplify employee scheduling, time tracking, and team communication for small businesses. Read more about how Extraco Banks is committed to building businesses.

How to Inspire Employee Health with Office Wellness Programs 

2023 is off to a good start, but as with the beginning of any year, now is the time when most people are focused on New Year’s resolutions. Resolutions vary by person but often center around money and health. For that reason, you can better encourage your employees with the help of an employee health and office wellness program.

Mortgage Refinance Calculator

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.

How to Educate Your Family About Money With A Kids Bank Account

Teaching kids about money is crucial for their financial success. Extraco Banks' First Checking and First Savings accounts are the perfect tools to start their journey.

Skimming: What is it? And how you can protect yourself

Card Skimming is not new, but the technology that makes it possible is evolving. Would you be able to identify an ATM rigged with skimming devices?

Planning a Side Hustle: What you need to think about before starting a side business

According to software company Zappier, 40% of Americans have a side hustle, and that number is growing. Planning a side hustle is a great way to pad your savings, pay down debt, save for a specific goal, or give you some extra wiggle room in your monthly budget. However, if you’re looking to add a side hustle, there are a few things you should know before you begin, and it starts with a plan.

ICYMI— Bank & Brews | Marketing Skills: Leveling the Playing Field

Part two of the series was led by Startup Waco’s Jon Passavant. In his mentorship of business owners, he often sees the same issues arise. Entrepreneurs often struggle to determine the fundamentals of their business, such as goals, purpose, and identity.

How Mobile Banking Can Ease Your Back-to-School Stress

Mobile banking is a great way to complement a hectic schedule and keep your finances on track without adding stress. By leveraging the features mentioned above, you can keep track of your money and bank accounts and focus more on what truly matters — supporting your child throughout the new school year.

Card Cracking: What is it? And how you can protect yourself

“Need cash quick with no strings attached? Have I got a deal for you?”

Be a Role Model to Your Children by Teaching Smart Financial Practices.

As a mom of two young daughters, teaching my children about money and finances is very important.

401K for Millennials: Planning Retirement with Confidence

Millennials, take control of your financial future and learn how 401K planning can maximize your savings and secure a comfortable retirement later.

Insurance Premium Changes

Your premium is likely to change each time you renew your insurance. This is because premiums are affected by many factors, including the cost of doing business and changes to the way risk is assessed. Sometimes premiums increase across the board because your level of risk has increased.

You Asked, We Delivered: A Better Online Banking Experience Is Coming Soon

At Extraco Banks, your feedback drives our innovation. We’ve listened closely to your needs, and we’re excited to share that a refreshed online banking experience is coming soon — one that’s more secure, more efficient, and easier to use.

Smart Money Tips: How to Start Investing Today

Stocks, bonds, and real estate are a few of the many ways to invest your money. Yet, if you’re new to investing, where and how do you start? It’s a question that begs an answer. The problem is, you’ll always get a different answer, depending on who you ask.

Money Steps You Should Take Now

Higher prices for goods and services also translate to less money in your bank account and less to budget with each month. Fortunately, there are smart money moves you can and should make right now to protect your future, and it all begins with a budget.

Bank & Brews Waco | Utilizing Google Web Tools in Your Small Business Marketing Strategy

Take a deep dive into some of the essential (and free) Google website tools that all businesses should be utilizing. For our August Bank & Brews workshop, Extraco’s own Digital Marketing Specialist, Carina Yebra, walked attendees through what she considers to be essential, and often underutilized, tools for all businesses– Google Analytics, Google Tag Manager, Google Search Console, and Google My Business.

How Insurance Works

Insurance can help you financially recover if a risk should damage the things you value. Insurance can't prevent something from going wrong, but it can help protect you and your assets from the financial risk if something does happen.

Holiday Travel on a Budget

For many, the holiday time often involves travel, whether it's a short trip to visit relatives or a more extended vacation to explore new destinations. However, with travel comes expenses, and managing these costs can be a daunting task.

How Extraco Empowers Entrepreneurs to Manage Multiple Ventures

Extraco empowers entrepreneurs by providing the essential tools and support needed to manage multiple ventures effectively. From streamlining operations and simplifying financial management to offering strategic planning assistance, we are committed to supporting entrepreneurs so they can thrive without being held back.

American Heart Month: The Costs and Warnings of Heart Attack

One thing we don’t talk enough about is health. We care about you. So, we want you to be as healthy as possible. February is American Heart Month, so it's a great time to learn about heart disease. Heart disease affects people of all ages, from babies to adults. And heart disease and stroke are the leading causes of death for men and women.

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