Resources

Elevating Excellence: Welcoming Susie Stanley-Jones, CFP® as President of Extraco Wealth & Trust

Extraco Banks proudly welcomes Susie Stanley-Jones, CFP® as President of Extraco Wealth & Trust. With decades of leadership in wealth management and a track record of innovation, Susie is poised to guide our Wealth & Trust team into an exciting new era of growth, client service, and strategic vision.

New to the Area? Here’s How to Feel at Home

Whether you moved here for a new job, school, a partner, or just because you needed a break from the big city, Extraco has some tips to help you get acclimated to your new hometown.

ICYMI—Meaningful Networking: Building and Fostering Genuine Connections

By: Sam Brown and Fiona Bond

Extraco Banks' New Flagship Branch: Extraco Banks | West Adams In Temple, TX

Exciting developments are underway as Extraco Banks prepares to open its state-of-the-art flagship branch in Temple, TX, promising innovative financial solutions and community growth.

Dorm Room on a Dime: How to Get the Look for Less

When you are budget-savvy and looking for stylish living solutions, finding the look for less is top of the to-do list. That’s why we’re digging in to offer hacks and solutions that won’t break the bank.

Nine Clever Strategies to Save More on Groceries

Saving more money while shopping can be made simple using these different ways to increase your savings. With these nine strategies, you’ll quickly become a savvy shopper.

Safe Banking Starts With a Quick Check

A simple, free tool designed to help you verify suspicious messages and protect your financial well-being

Calculating Your Debt-to-Income Ratios

Learn how to calculate your debt-to-income ratio (DTI) to estimate how much you can afford on your next mortgage. In addition to your credit score, your debt-to-income (DTI) ratios are looked at by closely by mortgage lenders when you apply for a loan. This ratio is extremely important in determining the risk associated with approval.

The VA Home Loan: A Powerful Benefit for Veterans and Active Military

Explore VA home loans for Veterans and active military. Learn about eligibility, benefits, and how Extraco Banks can help you buy your next home with zero down.

Homebase

Homebase is a leading workforce management platform designed to simplify employee scheduling, time tracking, and team communication for small businesses. Read more about how Extraco Banks is committed to building businesses.

ICYMI— The Human Resource Lifecycle of a Business

By: Alex Eichenberg, Liz Barton & DJ Snyder

Is It Time to Refinance Your Auto Loan? Key Factors to Consider

Refinancing your auto loan can help you save money, lower your monthly payments, or pay off your car faster—but timing is everything. This blog breaks down the key factors to consider, including interest rates, credit score improvements and loan balance. Learn when refinancing makes sense, when it doesn’t, and how to determine if it’s the right move for you.

ICYMI— The Human Resources Lifecycle of a Business

We want to share our expertise and knowledge about the lifecycle of an employee – from hiring to firing – with you. Below is a recap of our October Bank & Brews workshops focused on four aspects of human resources which are vital to a business (and improving the bottom line): hiring, building, coaching & disciplining employees. Make sure to download the templates from each workshop!

Managing seasonal demand

Managing seasonal demand. Extraco Banks is committed to building businesses throughout Central Texas. Whether you're a startup or looking to create a succession plan for your business, we have the resources to help you achieve your business goals.

Your Complete Moving Checklist

There is so much to do when you’re getting ready to move — especially if you’re moving to a new city. This checklist won’t reduce your to-do list, but it can make it easier to avoid forgetting important tasks.

401K for Millennials: Planning Retirement with Confidence

Millennials, take control of your financial future and learn how 401K planning can maximize your savings and secure a comfortable retirement later.

Smart Money Tips: How to Start Investing Today

Stocks, bonds, and real estate are a few of the many ways to invest your money. Yet, if you’re new to investing, where and how do you start? It’s a question that begs an answer. The problem is, you’ll always get a different answer, depending on who you ask.

From Side Hustles to Savings: Ways to Make College More Affordable

We've compiled a short guide to help you navigate the financial terrain with savvy strategies and clever hacks to transform your dreams of higher education into a budget-friendly reality.

ICYMI— Bank & Brews | Marketing Skills: Keeping Things on Track

Part three of the series was led by Startup Waco’s Jon Passavant and covered some of the topics from Section 3 of the Marketing Skills Toolkit– Keeping Things on Track.

ICYMI– Building and Facilitating Business Partnerships

Partnerships can create unique development opportunities for businesses. Whether they are simple relationships or complex ventures, well-executed partnerships can strengthen any size of business.

Five Inspiring Hispanic Heritage Icons Who Shaped Financial History

Dive into the rich history of Hispanic heritage and explore the lives of five influential figures who shaped the financial world.

Your Video Teller & ATM Options with Extraco

Banking with Extraco means banking with options. Take advantage of our new video teller machines and network of over 55,000 surcharge-free ATMs.

The Rule of Thumb for Emergency Savings: How Much is Enough?

Life is unpredictable, and emergencies happen when you least expect them. Having an emergency fund is essential to your financial planning.

How to Get Life Insurance Following a Serious Illness like Heart Disease

There’s nothing like experiencing the loss of a loved one and then compounding the grief with financial stress. Paying for final expenses and debts is the last thing on anyone’s mind during this time. Still, they are essential details that require attention.

How to Inspire Employee Health with Office Wellness Programs 

2023 is off to a good start, but as with the beginning of any year, now is the time when most people are focused on New Year’s resolutions. Resolutions vary by person but often center around money and health. For that reason, you can better encourage your employees with the help of an employee health and office wellness program.

Planning a Side Hustle: What you need to think about before starting a side business

According to software company Zappier, 40% of Americans have a side hustle, and that number is growing. Planning a side hustle is a great way to pad your savings, pay down debt, save for a specific goal, or give you some extra wiggle room in your monthly budget. However, if you’re looking to add a side hustle, there are a few things you should know before you begin, and it starts with a plan.

ICYMI— Bank & Brews | Marketing Skills: Leveling the Playing Field

Part two of the series was led by Startup Waco’s Jon Passavant. In his mentorship of business owners, he often sees the same issues arise. Entrepreneurs often struggle to determine the fundamentals of their business, such as goals, purpose, and identity.

ICYMI– Bank & Brews (Bell County) | How to Hire the Right Employees

Finding and hiring awesome talent is difficult. Designing the processes, finding and interviewing candidates may take time and effort, but is sure to pay off in the long-term. These are they ways that Extraco Banks has mastered the hiring process.

ICYMI– Bank & Brews Waco | A Deep Dive into Google Analytics

After wrapping up a three-part series around the Startup Waco and Public Improvement District Marketing Skills Toolkit, we thought it was time to take a deep dive into some of the essential tools that all businesses should be utilizing. For our June Bank & Brews workshop, Extraco’s own Digital Marketing Specialist, Carina Yebra, walked attendees through what she considers to be an essential, and often underutilized, tool for all businesses– Google Analytics.

Bank & Brews Waco | Utilizing Google Web Tools in Your Small Business Marketing Strategy

Take a deep dive into some of the essential (and free) Google website tools that all businesses should be utilizing. For our August Bank & Brews workshop, Extraco’s own Digital Marketing Specialist, Carina Yebra, walked attendees through what she considers to be essential, and often underutilized, tools for all businesses– Google Analytics, Google Tag Manager, Google Search Console, and Google My Business.

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Resources