Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.
Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!
Our award-winning bankers are ready to partner with you to ensure you have the financial advice, resources and products to make managing your business finances as simple as possible.
Our Private Bank team provides personalized guidance and innovative solutions that adapt to the needs and goals of our premier clients.
Extraco Private Bank
Experience first-class service with Private Bank at Extraco. Our dedicated team offers personalized guidance and innovative solutions tailored to your evolving needs and goals.
Our Business Bonus Banking product is designed for businesses with less than 200 transactions each month and want the benefit of earning Cash Back on all credit or signature-based debit card purchases.
Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash. It's tailored to meet the needs of your company and you handle high cash deposits and withdrawals.
At Extraco Banks, we’ve served Central Texas entrepreneurs and small businesses for over a century. We’ve seen every business type, from industrial manufacturers to modern software companies, and everything in between.
Simply fill out this quick form and your change order will be ready in two hours for pick-up in the lobby or drive-thru at the branch you selected. Any change order request received after 4pm will be prepared the next business day. If you have any questions about your change order, please call us at 1-866-EXTRACO (398-7226).
Watch your business funds and savings grow as you earn with fixed interest for the term of your choice. With a CD (Certificate of Deposit) you'll maximize your earnings & grow your money faster.
Our Commercial Checking account is created for businesses with 200 or more transactions a month that need a more sophisticated service to manage their cash flow. Pay only for the services you use and offset fees with earnings credits or reduce fees by maintaining a higher balance.
Eligible Extraco business customers may enroll in Extraco@Work to take advantage of the following benefits for their employees: Reward Checking with No Monthly Fees, Financial Education, Consulting From an Extraco Expert, InfoArmor Benefits, and more.
Get Started Today! Interested in learning more about our business solutions? Fill out the form below and an Extraco Business Advisor will be in touch with you shortly. If you are a current customer
Whether your business is in need of real estate loans, municipal financing or business loans, we've got the right solution and experts waiting to help you.
Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.
Accessing your business accounts shouldn't be limited based on the time or day. With an Extraco business account, you have banking with the convenience to fit your needs.
I am Gail Bartay, proud graduate of Texas A & M University with a BBA in Finance. With over three decades of expertise in Commercial Lending, I've honed my skills in advocating for Treasury Management services to benefit my clients. My commitment to community service spans across various organizations, including the Rotary Club of Waco, Midway ISD Education Foundation, Caritas of Waco, and the St. Louis Catholic Church Finance Council, among others. I believe in fostering strong customer relationships grounded in a thorough understanding of their business, financial needs, and priorities.
I'm Glynn Castro, a seasoned professional with nearly two decades of experience in commercial lending. Throughout my career, I've established a proven track record of nurturing robust customer relationships to assist businesses and their owners in achieving their financial objectives. My educational background includes a BA in Finance and Management Information Systems from St. Mary's University in San Antonio, Texas, and an MBA in Global Banking and Finance from the Birmingham Business School in England.
Don't just hear it from us! 03.06.2019 Start Up Waco Extraco Big Idea Challenge: Pitch Your Big Idea For a Chance to Win Up To $5,000 04.09.2019 PR Newswire Extraco Banks Launches Applications for
Extraco Banks is passionate about catalyzing small business growth & creating an entrepreneurial bridge across our communities. That's why we've created the Extrapreneur Award - to provide Central Texas businesses an opportunity to win a large monetary prize, & gain access to business consulting resources to help in their continued growth in our communities.
Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!
I'm Ben Doskocil, bringing over a decade of banking experience to Extraco. I hold a Bachelor's in Business Administration from Baylor University and a Masters in Finance and Banking from Kingston University in London, England. Outside of my professional commitments, I am an active member of Harris Creek Baptist Church and currently participating in Leadership Waco.
I'm Ken Krueger, a native of Houston, Texas. I earned my BBA in Finance from Texas A&M University and completed the Southwestern Graduate School of Banking at Southern Methodist University. With over 35 years of banking experience in Commercial, Consumer, and Small Business sectors, I bring a wealth of expertise to Extraco Banks. Active in the Bryan/College Station area, I serve on the board of directors for the Brazos Valley Food Bank and participate in community initiatives through my involvement with my church, Rotary Club, and the Chamber of Commerce. I am eager to make a positive impact on the Brazos Valley community for years to come.
Extraco Banks provides a robust range of treasury management services, such as cash management and merchant services, that help you maximize earnings as you manage your cash flow.
I'm Tammy Richards, a Baylor University graduate with Summa Cum Laude honors in 1990, holding a B.B.A. in Finance. For over three decades, I've been a dedicated commercial lender in Waco, prioritizing exceptional customer service and fostering meaningful client relationships. I find fulfillment in understanding my clients' businesses and providing valuable insights drawn from my extensive experience. Beyond my professional endeavors, I actively contribute to the community as a member of the United Way Board of Directors and the Greater Waco Chamber of Commerce Board of Directors. Volunteering aside, I enjoy indulging in reading and traveling adventures with my family.
Deposit a check, anytime, anywhere! Simply open your Extraco eBank app, select the mobile deposit feature, enter the check amount, take a photo of the front and back of the check, and submit.
I'm Greg Goff, and I've been with Extraco since 2012, where I spearheaded the establishment of a loan production office in Austin, TX. My primary expertise lies in Commercial Real Estate lending across the major Texas metros. Holding a Finance degree from The University of Texas and boasting over two decades of experience in commercial banking, I am committed to delivering exceptional financial solutions to our clients.
I am Steve Ford, a graduate of Stephen F. Austin with a Bachelor of Business Administration in Finance. Over the past four decades, I've had the privilege of assisting 95,000 consumers with their loan needs. Recognizing that individual financial journeys are multifaceted and extend beyond mere credit scores, I am dedicated to helping you achieve your financial goals. Trust in my local expertise when you require seasoned guidance. Outside of work, I enjoy fishing and engaging in personal investments in the stock market and precious metals.
I'm Stan Giles, the Treasury Management Consultant for McLennan, Brazos, and Coryell counties. With a BBA in Finance, I hold key certifications including Certified Treasury Professional, Six Sigma Green Belt, and Level 1 certification in the Texas Public Funds Investment Act. I'm also a graduate of Leadership Waco and Temple. My active involvement in the Greater Waco Chamber of Commerce includes being named the 2021 Ambassador of the Year, highlighting my dedication to local engagement. Outside of work, I enjoy camping with my family, attending First Baptist Woodway, and playing the piano.
I'm Mark Browning, a Texas A&M University graduate with a BBA in Finance and a Certified Trust Financial Advisor accredited by the American Banker’s Association. With over twenty-five years of experience, my expertise lies in trust administration, investments, and management, particularly in non-profit endowments. Previously, I spent a decade assisting families with charitable giving options at a major university foundation. Currently, I contribute to the Somerville I.S.D. Education Foundation and Voices for Children in Bryan, TX, while also chairing the scholarship committee at the Bryan Rotary Club. My wife, Nancy, and I reside in College Station, actively participating in St. Andrews Episcopal Church and enjoying leisure activities such as traveling and attending college sporting events.
Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.
I'm Stan Jackson, a Texas Tech University graduate with a BBA in Finance. With over three decades of mortgage experience in the Temple-Belton area, I specialize in single-family purchase homes, refinance, construction, and land financing. My extensive expertise ensures tailored solutions to meet your specific needs in the ever-evolving real estate market.
I'm Jessica Mitchell, serving as the Funding & Retention Manager at Extraco. With a focus on Auto Loans, Camper Loans, Credit Life & Disability, and a range of other financial services, I strive to provide personalized financing solutions. At Extraco, our team is dedicated to delivering compassionate service and tailored financial assistance to meet your needs. We look forward to the opportunity to support you in achieving your financing goals.