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Business Bonus Banking

Our Business Bonus Banking product is designed for businesses with less than 200 transactions each month and want the benefit of earning Cash Back on all credit or signature-based debit card purchases.

Business Elite Checking

Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash. It's tailored to meet the needs of your company and you handle high cash deposits and withdrawals.

Business Banking at Extraco

At Extraco Banks, we’ve served Central Texas entrepreneurs and small businesses for over a century. We’ve seen every business type, from industrial manufacturers to modern software companies, and everything in between.

Business Elite Money Market

Extraco Banks' Money Market account is the perfect account for larger balances with the ability to earn tiered interest as your savings grow.

Business Customer Change Order

Simply fill out this quick form and your change order will be ready in two hours for pick-up in the lobby or drive-thru at the branch you selected. Any change order request received after 4pm will be prepared the next business day. If you have any questions about your change order, please call us at 1-866-EXTRACO (398-7226).

Business Savings With Extraco

We offer a range of business savings options tailored to the specific needs of both businesses and nonprofit organizations.

Business Certificate of Deposit

Watch your business funds and savings grow as you earn with fixed interest for the term of your choice. With a CD (Certificate of Deposit) you'll maximize your earnings & grow your money faster.

Extraco LINC

Powered by Extraco Banks, LINC brings together resources to help entrepreneurs and small businesses flourish throughout Central Texas.

Commercial Checking

Our Commercial Checking account is created for businesses with 200 or more transactions a month that need a more sophisticated service to manage their cash flow. Pay only for the services you use and offset fees with earnings credits or reduce fees by maintaining a higher balance.

Extraco@Work

Eligible Extraco business customers may enroll in Extraco@Work to take advantage of the following benefits for their employees: Reward Checking with No Monthly Fees, Financial Education, Consulting From an Extraco Expert, InfoArmor Benefits, and more.

Charitable Checking

Our Charitable Checking account has no monthly fee for non-profits, and is best for organizations that process 200 transactions or less per month.

Business Succession Planning

Our Wealth & Trust experts are ready to help with your business needs, such as transfer of ownership, estate planning, asset protection and more.

Open a Business Account

Get Started Today! Interested in learning more about our business solutions? Fill out the form below and an Extraco Business Advisor will be in touch with you shortly. If you are a current customer

Business Loans

Whether your business is in need of real estate loans, municipal financing or business loans, we've got the right solution and experts waiting to help you.

Business Insurance

Extraco variety of business insurance offerings will keep your company protected, so you can focus on building your business.

Business Credit Cards

Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.

Business Ways To Bank

Accessing your business accounts shouldn't be limited based on the time or day. With an Extraco business account, you have banking with the convenience to fit your needs.

Find a Business Banker

Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.

Extrapreneur

Extraco Banks is passionate about catalyzing small business growth & creating an entrepreneurial bridge across our communities. That's why we've created the Extrapreneur Award - to provide Central Texas businesses an opportunity to win a large monetary prize, & gain access to business consulting resources to help in their continued growth in our communities.

Resource Center

Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!

eBank Reference Guides

Our eBank resource center is equipped with FAQs and video/resource guides to ensure help is always at hand.

Treasury Management Inquiry

Extraco Banks provides a robust range of treasury management services, such as cash management and merchant services, that help you maximize earnings as you manage your cash flow.

Reference Guides

Our eBusiness resource center is equipped with FAQs and video/resource guides to ensure help is always at hand.

Mobile Deposit

Deposit a check, anytime, anywhere! Simply open your Extraco eBank app, select the mobile deposit feature, enter the check amount, take a photo of the front and back of the check, and submit.

Hurdlr

Seamlessly tracks all of your business income, expenses, self-employed tax estimates, and deductions in real-time, saving you valuable time and maximizing your profit.

Clover Point of Sales Systems

Clover® is a state-of-the-art business management solution that helps a merchant streamline their business. Extraco Banks provides a variety of Clover® products: Go, Flex, Mini, and Station Duo.

Treasury Management Services

Extraco is proud to offer expert treasury management services to our Business customers throughout central Texas. Our team is dedicated to understanding your business and helping you operate effectively and efficiently.

Thomas Sinkey

I'm Thomas Sinkey a graduate of Park University with a BS in Management, and Tarleton State University with a Masters of Business Administration. I served in the United States Army as a Military Police Officer for over 20 years. Now, I've been with Extraco Banks for nearly 19 years and have seen serving business owners throughout Central Texas area the entire time. Currently, I serve as the President of the Temple Rotary Club, Secretary of the Temple Rotary Club Foundation, board member of the Temple Education Foundation, the Temple Police Advisory Commission, the Killeen Police Department Law Enforcement Assistance Fund. Beyond my professional and services commitments, I am also an avid golfer and a devoted husband, father, and grandfather. In my free time I enjoy playing in golf tournaments around the area and spending time with my family.

Gerald Popp

I'm Gerald Popp, and I've been fostering strong business relationships between Extraco and the vibrant Central Texas business community since 1991. As a proud Class of '81 Aggie with a Master's Degree obtained in '83, I've had the privilege of serving the Bryan College Station market since 2012. I eagerly anticipate sharing the Extraco approach to cultivating long-term and profitable relationships with you.

Jarrett Warren

I'm Jarrett Warren and I've been with Extraco Banks for over 12 years, accumulating over 20 years of experience in the banking industry. I find fulfillment in assisting entrepreneurs and small businesses in achieving their dreams. Apart from my role at Extraco, I've dedicated over 12 years to volunteering with the Extraco Event Center at the Heart of Texas Fair and Rodeo, where I serve as the Chairman for the Public Relations Committee. In my downtime, I relish outdoor activities like fishing, strumming my guitar, and cherishing moments with my family.

Mary Owen

I'm Mary Owen, a lifelong resident of Hamilton, dedicated to serving the community through my role at Extraco Banks for over 20 years. Alongside my husband, Scottie, we cherish our family of three daughters and five wonderful grandchildren. In my leisure time, I prioritize quality moments with my loved ones. My commitment extends beyond professional duties; I am passionate about fulfilling my customers' needs and fostering positive relationships with each individual. Actively engaging in community functions, I am driven by a deep-seated passion for contributing to the growth and prosperity of our community.

John Bush

I'm John Bush, a proud graduate of Texas A&M University, and I've been a resident of Bryan/College Station since 1986. With almost three decades of experience in commercial banking, I am deeply engaged in our local community. Currently, I hold leadership positions with Junior Achievement of the Brazos Valley, the Boys and Girls Clubs of the Brazos Valley, and actively contribute to several other civic and charitable organizations.

Find a Treasury Management Consultant

Extraco Banks' Treasury Management Consultants are ready to help your business with any Treasury Management needs, such as Cash Management and Merchant Services.

Homebase

Homebase helps small businesses manage employee scheduling, time clocks, payroll, communication, and more in one place.

Merchant Services

Extraco Banks brings you card processing alternatives that are transparent, competitive and personal in delivering an exceptional buying experience through our Merchant Services products.

Patrick Baker

I am Patrick Baker, I grew up in Alaska, but have resided with my wife and children in Georgetown, TX for 8 years. I received my Bachelors from Western University and I completed Graduate school of Banking at the University of Wisconsin. I have been a Commercial Banker for 35 years as a Senior lender, LLO and founder of a start up bank, Credit officer and Business Development Officer. I am a member of Rock Pointe church, the Austin infill Coalition and President of the board for Habitat for Humanity of Williamson County. In my free time I like to fish, golf, entertain and support my family in their hobbies.

Hudson Kennedy

I'm Hudson Kennedy, a seasoned commercial banker and CPA. My finance journey began at Belton High School in 2005, followed by earning my BBA in Accounting from Abilene Christian University. With a CPA license in hand, I specialize in guiding businesses to make informed financial decisions, fostering strong organizational foundations. Beyond work, I'm deeply involved in our community, serving on the boards of the Belton Christian Youth Center and the Salado Chamber of Commerce Economic Development Committee. I also volunteer at Grace Salado, alongside my wife and three children.

Treasury Management

With our robust range of Treasury Management services, which include Cash Management and Merchant Services, your business is in the right hands with our Treasury Management Consultants.