What’s the difference between a Chip & PIN card and my regular credit or debit card?

Here in the United States, the credit card industry continues to use the magnetic stripe technology (this is the black stripe you see on the back of any credit or debit card), sometimes international travelers report acceptance issues abroad using their current credit and debit cards. The Chip & PIN, or EMV, technology allows for wider acceptance abroad. In addition, your personal information is not on the Travelex Cash Passport, reducing the risk of identity theft if your card is lost or stolen.