What factors should I consider to determine if I am getting good value for my homeowners insurance premium?
It is a fact that most homes are underinsured. During every renewal, ask your Extraco agent questions about what is covered under the policy as well as optional coverages like flood, fire, etc. Then choose a deductible that’s right for you. The higher the deductible, the lower the premium. A high deductible is fine, but make sure you have the money for out-of-pocket expenses if something should happen.