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Save

Expenses aren't fun, but saving money on them is. Refinance your biggest payments and save money for things that matter.

Student Loan Refinancing by Brazos Higher Education

For Texans with existing student loans looking to refinance and save money.

  • Save money - Refinancing student loans to a lower interest rate can add significant savings over the life of your loan
  • Zero fees - No origination fees, no prepayment penalties
  • One simple loan - Consolidate multiple federal and private student loans into one easy-to-manage loan
  • Choose your term - Customize your loan to fit your financial goals
  • Approval in minutes - Save time with a quick and easy online application  

Get Started   Calculate Savings

 

Mortgage Refinancing

Take advantage of a lower interest rate and reduce your monthly mortgage payment

  • Save money - Lower your payment with a more favorable interest rate
  • Pay off the mortgage faster - Refinance with a shorter-term loan and save on interest
  • One simple loan - Consolidate multiple federal and private student loans into one easy-to-manage loan
  • Eliminate FHA mortgage insurance - Customize your loan to fit your financial goals
  • Switch from an adjustable to a fixed-rate loan - Save time with a quick and easy online application  

Get Started   Calculate Savings

 

Start an Education Fund

It's never too early to start saving for your child's education.

We are ready to help you find the best plan for your goals, timeline, and contributions.

  • 529 College Saving Plans

  • UGMA/UTMA Custodial Accounts

Get Started   Learn More

  • Extraco Banks is a Member FDIC
  • Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC,  Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc. Extraco Banks and Extraco Financial Services are not registered broker-dealers and are independent of Raymond James Financial Services. Raymond James Financial Services
  • Securities are:
     - Not deposits
     
    - Not insured by FDIC or any other governmental agency
     - Not guaranteed by the financial institution
     - Subject to risk, may lose value

 

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Design Your Best Life

We are firm believers in working hard and playing hard. We've got the tools to help you do that as easily as possible! Learn more by clicking each button below.

 


 


Important Disclosures and Information

  • Extraco Banks has a referral marketing relationship with the lender and will receive a referral fee for Brazos Loans funded as a result of that relationship.  Student and parent/grandparent loans are provided by Brazos Higher Education and are not underwritten by Extraco Banks.

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible

  • Limited time offer. Ends Nov. 30, 2024

  • Loans subject to credit approval