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Your Debit Card

Easy access to your money.

For Consumers

When using your card, you are covered in many ways. Your card features:


When combined with the Bonus Banking Account it provides Cash Back on credit or signature-based transactions, up to $250 per month.  This is no ordinary card, it’s extraordinary.

See bottom of page for disclosures.

Consumer Debit Card

Banking with Extraco means banking with options.

With Extraco, you have access to over 55,000 surcharge-free ATMs and state of the art video teller machines.

Learn More

 

 

 
Business Debit Card

For Businesses

When it comes to business banking, we've got your back. Your business debit card features:

 

When combined with the Business Bonus Banking Account it provides Cash Back on credit or signature-based transactions.

See bottom of page for disclosures.

 

 

Premier Debit Card

This card brings real value to the table of debit. Our Premier Debit Card features:

Extraco-premier-client-card

 

 

Person using Card controls

Need to report a lost/stolen card?

We have several ways to report your Extraco debit card as lost or stolen.

 

Mobile Wallet

Fraud Alerts

Mobile App

Ways to Bank

Important Disclosures and Information

Bonus Banking

  • Cash Back qualifications:  0.15% Cash Back on all credit or signature-based debit card transactions. Up to $250 is credited at the end of the statement cycle. There is no annual fee for this program
  • ATM reimbursement: Up to $8.33/month for up to $100.00/year in non-Extraco ATM fees reimbursed per statement cycle. ATM reimbursement qualifications: Use of eStatements, use of debit card as signature transaction at least 10 times per statement cycle, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Premium interest qualifications: 0.25% if you do the following: eStatements, use of debit card as signature based transactions at least 60 times per statement cycle, pay at least 5 bills with Extraco Bill Pay per statement cycle, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Mailed statement charge: $5.00 charge on all mailed paper statements. Waived if under 18 or 65 years or older

Business Bonus Banking

  • Waive $1.59 to $7.95 of your $7.95 monthly service charge by meeting one or more of the following actions
         - Maintain a $2,500 average collected balance for the full statement cycle
         - Use your debit card to transact 10 transactions per statement cycle (excluding ATM)
         - Use E-Statements 
         - At least 1 electronic bill payment must post to your account through E-Bank 
         - Utilize Automatic Funds Transfer (AFT), at least 1 time per statement cycle 
         - Utilize Automatic Clearing House (ACH), at least 1 time per statement cycle
         - Make at least one Mobile or iTM Deposit to your account per statement cycle
         - Limit checks posting to your account to less than 10 per statement cycle 
  • Additional transaction fee: Transactions in excess of the included amount per month are subject to a $0.45 per item overage charge