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Banker walking with Doctor

Premier Client Banking

Welcome to the world of Premier Client Banking.

Your bank should be a reflection of your success. 

As a Premier Client, you'll receive the highest level of customer service, rewards and benefits a bank can offer with an exclusive suite of financial solutions designed to meet your needs. 


Qualifications:

Meet any of the following requirements to be eligible for this account:

Premier: 
  • DDS, Physician, Attorney, Accountant, or have a PhD
  • Have a household income of $175k or more
  • Have $350k of investible assets
  • $500k aggregate loan balance
Premier Plus:
  • Have a household income of $250k or more
  • Have $500k of investible assets
  • $1MM aggregate loan balance

Benefits of Premier Client:
  • Zero fees on any deposit product or service
  • Receive 2.00% annual percentage yield on a daily balance up to $15,000* in Extraco checking account
  • Auto loan rate reduction - receive a .25% rate reduction on auto loans
  • Mortgage loan discounts- receive a $500 lender credit when you get a mortgage loan
  • Exclusive Unsecured Line of Credit
  • 15% fee discount for 1 year on $400,000 or more investable assets brought over to Extraco

Extraco-premier-client-card

Benefits of Premier Plus Client:
  • All the benefits of Premier Client 
  • Receive 2.50% annual percentage yield on a daily balance up to $50,000* in Extraco checking account
  • Premium interest rates on Money Market Accounts
  • Auto loan rate reduction - receive a .35% rate reduction on auto loans
  • Mortgage loan discounts- receive a $1,000 lender credit when you get a mortgage loan
  • Exclusive Unsecured Line of Credit
  • 15% fee discount for 1 year on $400,000 or more investable assets brought over to Extraco

 

 

 

 

 

Schedule an appointment with an Extraco Banker.

Schedule an Appointment

 

Wealth & Trust Services

We offer families premier financial solutions to meet the increasing challenges associated with professional fiduciary services and sound portfolio management.


Important Disclosures and Information

  • *.05% Annual Percentage Yield (APY) on balances over $15k on Premier accounts; and .05% APY on balances over $50k on Premier Plus
  • Unsecured LOC up to 2x gross monthly income with max of $100k, subject to credit approval, minimum loan rate floor of 4.5% Annual Percentage Rate (APR)

 

  • *Annual Percentage Yield
  • ** Annual Percentage Rate
  • Tiered interest rates: Interest rates, Annual Percentage Yield (APY), and Annual Percentage Rate may change in value at the bank's discretion. Fees may reduce earnings. Rates are subject to change
  • ^ 20-month CD– 4.50% Annual Percentage Yield rate for all money effective 06.27.23
  • *10-month CD– 4.75% Annual Percentage Yield rate for all money effective 08.02.23
  • Rates are accurate as of 08.02.23
  • A penalty for early withdrawal on Certificates of Deposit may be imposed.