Get rewarded. Enjoy Cash Back on all your signature-based debit card purchases.
Earn cash back on your spending.
With Bonus Banking, you'll enjoy Cash Back on all your signature-based debit card purchases along with up to $8.33 in ATM fees reimbursed monthly when you use non-Extraco ATMs. Waive $2 to $6 of your $6 monthly service charge when you do any of the following:
- Use direct deposit greater than or equal to $1,000 within the statement cycle
- Maintain $2,500 average collected account balance within the statement cycle
- 15 signature-based transactions
- Cash back rewards
- Interest earned
- Reimbursed ATM fees
- Free debit card
- Free eBank and bill pay
- Free mobile banking
- Over 55,000 surcharge-free ATMs
- Mobile deposit
- Overdraft protection
NEW! Educator Bonus Banking
Enjoy a $250 bonus when you open a new account and set up direct deposit(A).
- Offer available for K-12, college, and university educators and administrators in counties where Extraco Banks are located
- Must be a new Bonus Banking customer
- Offer valid through May 18, 2021
Important disclosures and additional information at the bottom of the page
Your debit card benefits:
A card beyond convenient. When using your card, you are covered in many ways. Your card features:
- Zero liability
- Card and document registration services
- ID theft defense
- Lowest purchase price guarantee
- EMV chip
- Apple Pay®, Google Pay® & iPay Quick Pay℠
- And more!
With Extraco, you have access to over 55,000+ surcharge-free ATMs at locations like Target, CVS, and more.Find an ATM Near You
Updates to Fraud Alerts
Starting March 8th, you'll be able to automatically self-resolve any fraud issues to your account.
- You'll be contacted via text message, email and phone call if there is suspected fraud on your account.
- You will need to respond within 20 minutes to unsuspend your debit card.
- Make sure we have the correct contact information for you on file by completing this secure webform.