Mom and daughter grocery shopping

Bonus Banking

Get rewarded. Enjoy Cash Back on all your signature-based debit card purchases.

Get paid to spend.

With Bonus Banking, you'll enjoy Cash Back on all your signature-based debit card purchases along with up to $20 in ATM fees reimbursed monthly when you use non-Extraco ATMs. Waive $2 to $4 of your $4 monthly service charge when you do either of the following:

  • Use direct deposit greater than or equal to $500 within the statement cycle
  • Maintain $1,500 average collected account balance within the statement cycle

    See bottom of page for disclosures.



With Extraco, you have access to over 55,000+ surcharge-free ATMs

Find an ATM Near You 


Your debit card benefits:

A card beyond convenient. When using your card, you are covered in many ways. Your card features:

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Consumer Debit Card

Important Disclosures and Information

  • Cash Back qualifications:  0.15% Cash Back on all credit or signature-based debit card transactions. Up to $250 is credited at the end of the statement cycle. There is no annual fee for this program
  • ATM reimbursement: Up to $20 in non-Extraco ATM fees reimbursed per statement cycle
  • Basic Interest qualifications: use of eStatements, use of debit card at least 10 times, and maintain direct deposit each statement cycle
  • Premium interest qualifications: 0.30% if you do the following: eStatements, use of debit card at least 60 times, maintain direct deposit and pay at least 5 bills with Extraco Bill Pay per statement cycle
  • Mailed statement charge: $3.00 charge on all mailed paper statements. Waived if 65 years or older