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Bonus Banking

Get rewarded. Enjoy Cash Back on all your signature-based debit card purchases.

Earn cash back on your spending.

With Bonus Banking, you'll enjoy Cash Back on all your signature-based debit card purchases along with up to $8.33 in ATM fees reimbursed monthly when you use non-Extraco ATMs. Waive $2 to $6 of your $6 monthly service charge when you do any of the following:

  • Use direct deposit greater than or equal to $1,000 within the statement cycle
  • Maintain $2,500 average collected account balance within the statement cycle
  • 15 signature-based transactions (by signing a receipt instead of using your PIN)
Features:

 

 

 

 

 

 

 

 

 

 

Update Contact Information

 

With Extraco, you have access to over 55,000+ surcharge-free ATMs at locations like Target, CVS, and more. 

 

Schedule an appointment with an Extraco Banker.

Schedule an Appointment

 

Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

 

Important Disclosures and Information

Bonus Banking

  • Cash Back qualifications:  0.15% Cash Back on all credit or signature-based debit card transactions. Up to $250 is credited at the end of the statement cycle. There is no annual fee for this program
  • ATM reimbursement: Up to $8.33/month for up to $100.00/year in non-Extraco ATM fees reimbursed per statement cycle. ATM reimbursement qualifications: Use of eStatements, use of debit card as signature transaction at least 10 times per statement cycle, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Premium interest qualifications: 0.25% if you do the following: eStatements, use of debit card as signature based transactions at least 60 times per statement cycle, pay at least 5 bills with Extraco Bill Pay per statement cycle, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Mailed statement charge: $5.00 charge on all mailed paper statements. Waived if under 18 or 65 years or older