Get Started
Mom and daughter grocery shopping

Bonus Banking

Get rewarded. Enjoy Cash Back on all your signature-based debit card purchases.

Get paid to spend.

With Bonus Banking, you'll enjoy Cash Back on all your signature-based debit card purchases along with up to $8.33 in ATM fees reimbursed monthly when you use non-Extraco ATMs. Waive $2 to $6 of your $6 monthly service charge when you do either of the following:

  • Use direct deposit greater than or equal to $1000 within the statement cycle
  • Maintain $2,500 average collected account balance within the statement cycle
  • 15 signature-based transactions

    See bottom of page for disclosures

 

Features:

                                     

With Extraco, you have access to over 55,000+ surcharge-free ATMs at locations like Target, CVS, and more.

Find an ATM Near You 

                                                

Your debit card benefits:

A card beyond convenient. When using your card, you are covered in many ways. Your card features:
 


Learn More

Consumer Debit Card

Important Disclosures and Information

 

  • Cash Back qualifications:  0.15% Cash Back on all credit or signature-based debit card transactions. Up to $250 is credited at the end of the statement cycle. There is no annual fee for this program
  • ATM reimbursement: Up to $8.33 in non-Extraco ATM fees reimbursed per statement cycle. ATM reimbursement qualifications: Use of eStatements, use of debit card at least 10 times, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Premium interest qualifications: 0.25% if you do the following: eStatements, use of debit card at least 60 times, maintain direct deposit and pay at least 5 bills with Extraco Bill Pay per statement cycle, and direct deposit(s) that total $1,000 or more posted to account during same statement cycle
  • Mailed statement charge: $5.00 charge on all mailed paper statements. Waived if 65 years or older