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Basic Checking

Back to the basics.

The essentials, and so much more. 

Basic checking is perfect for those looking for a checking account without the bells and whistles. Best of all, there is no monthly fee for students up to age 24 and those 65 and older.

Waive the monthly service charge when you:

  • Maintain an aggregate balance of $1,500 between the average monthly balance of all deposit accounts and/or outstanding non-mortgage loan balances at the end of each statement cycle
  • Or be 65 years or older
  • Or be actively enrolled as a student and under 24 years of age

Otherwise, the monthly service charge is $7.95.

See bottom of page for disclosures.



Schedule an appointment to meet with an Extraco Banker.

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Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

Important Disclosures and Information

  • $5.00 charge on all mailed paper statements. Waived if younger than 24 or 65 years or older