Bonus Banking (most popular)

Cash Back is a great feature of Bonus Banking.

Getting cash back on your debit card purchases is pretty great, but when you combine it with ExtraRewards, it’s Extraordinary.


  • Debit Card Cash Back
  • Merchant Rewards
  • Free Debit Card
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free ATMs1
  • Mobile Deposit2
  • Basic or Premium Interest3
  • $7.95 Monthly Service Fee OR Reduce/Eliminate Monthly Service Fee4

Solution Checking

Simple solutions for your daily banking needs.

Still trying to put all the financial pieces together? Solution Banking is a smart choice in today’s banking environment.

  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free Debit Card
  • Free ATMs5
  • Mobile Deposit2
  • eStatements7
  • $5.95 Monthly Service Fee

Basic Checking

Sometimes getting back to the basics is all you really need.

Basic features. Worry-free banking. Convenient access around-the-clock.

  • Free Debit Card
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free ATMs5
  • Mobile Deposit2
  • $7.95 Monthly Service Fee OR No Monthly Service Fee6

Interest Checking

The convenience of a checking account and the interest of a savings account.

Earning interest on a checking account is not a thing of the past.

  • Free Debit Card
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free ATMs5
  • Mobile Deposit2
  • Earn Basic Interest
  • $7.95 Monthly Service Fee OR No Monthly Service Fee8
  1. Free use of Extraco ATMs and up to $20 reimbursed when using other banks ATMs.
  2. Active payroll direct deposit of $250.00 or more, no more than 1 chargeback per month, no more than 5 NSFs per quarter.
  3. Basic Interest: Use eStatements, use direct deposit 1 time per statement cycle, use debit card 10 times per statement cycle or Premium Interest: Qualify for Basic Interest, use Bill Pay 5 times per statement cycle, Use debit card 60 times per statement cycle.
  4. Complete 4 of the following 5 actions per statement cycle: Use Direct Deposit, use Debit Card 30 times, use eStatements, use online bill pay, be 65 years or older.
  5. Free use of Extraco ATMs.
  6. Maintain a balance of $1,500 or more per statement cycle to avoid $7.95 fee.
  7. Online Banking and eStatements are required for Solutions Banking account.
  8. Maintain a balance of $2,500 or more per statement cycle to avoid $7.95 fee.