Key Features Business Bonus Banking Commercial Checking
Debit Card 1% Cash Back1 Available
Online Banking & Bill Pay Available2 Available2
Mobile Banking Available Available
Biz 2.0 $153 $153
Quicken & Quickbooks compatible Available Available
Online check imaging Available Available
Online check imaging Available Available
eAlerts Available Available
Optional Overdraft Services Available Available
Earns Interest4 No No. Has earnings credit5
Cash Back 1% Cash Back No
Monthly Transactions Included Up to 200 items (debit, credits or deposits) Unlimited
Opening Deposit $100 $100
Monthly Service Charge $7.95 How to Waive Varies month to month6

1. When you use your debit card like a credit card.

2. Ability to enforce dual account signature requirements.

3. Bundles invoicing, payroll, and bill pay.

4. Interest rate and Annual Percentage Yield may change in value at bank’s discretion. Fees may reduce earnings.

5. The Monthly Earnings Credit Rate is equal to the discount rate of the 4-week U.S. Treasury Bill based on the results of the most recent auction by the U.S. Treasury of short-term U.S. Government Bills for the period, plus or minus a discretionary margin.

6. Service Charge is equal to the difference between the EARNINGS on the collected daily balances and the COST of servicing the account. Talk to a Relationship Manager for more information.

Rates effective 09/25/2013