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- Standard and text message rates apply. Must have Extraco eBank to use this service. Extraco is not responsible for any 3rd party fees generated through the use of this service.
- Requirements include: Extraco Banks customer for at least 6 months, average collected balance of $500 year-to-date, monthly direct deposit of $250.00 or more, no more than 1 chargeback per 6 months, no more than 5 NSFs per quarter.
- Up to $20 in non Extraco ATM fees reimbursed per statement cycle with Bonus Banking.
- 0.25% CASH BACK on all CREDIT or signature based debit card transactions on this account up to $250.00 per statement cycle and is credited at the end of the statement cycle. There is no annual fee for this program.
- To qualify for Basic Interest per statement cycle requires:eStatements, completing at least 10 debit card purchases on this account, and maintaining direct deposit.
- Waive from $0.00 to $7.95 of the monthly service charge when participating in the following: eStatements, Bill Pay, maintaining Direct Deposit, Using Debit Card at least 30 times per month, or be 65 years old or older. Most of these features are required to obtain Basic or Premium Interest.
- To qualify for Premium Interest per statement cycle requires: eStatements, completing at least 60 debit card purchases on this account, maintaining direct deposits, and paying at least five bills with Extraco Bill Pay.
- $3.00 charge on all mailed paper statements. Waived if 65 years or older.
- At least 5% Merchant Funded CASH BACK rewards when using your debit card at the merchants located at www.extracobanks.com/rewards.
- Fee waived if maintaining a monthly balance of $1,500 for BASIC CHECKING or $2,500 for INTEREST CHECKING or are 65 years old or older and use direct deposit. Free Cashier Checks for age 65 years old or older must be over $250.