Help me with:because...because...because...because...SOLUTIONS
Congratulations! Whether you are a brand new parent or growing your family, a new baby guarantees major changes in your life. You may need to...
Start a college fund
If college is part of your financial planning goals for your new prince or princess, then you need to talk to Extraco. It helps you save for a college education, tax-free.
Buy a larger home
A new baby may also mean a new place to call home. Whether you want to relocate closer to schools or need more space for baby to roam, Extraco wants to be your next mortgage lender.
Buy a larger automobile
You've grown from a couple to a family. Does your old car fit your new size? Let Extraco pre-approve you for an auto loan. It's one of the easiest things you can do for your growing family.
Review your insurance
Bigger families mean bigger policies, and Extraco's got you covered.
Update your financial planning
Now's the time for a free financial check-up. Plan for today and tomorrow with Extraco.
SOLUTIONS
Getting married!... a dream come true day you'll remember the rest of your lives! Sharing this adventure with someone you love will add fun and excitement to your life – along with an extra level of compromise! You may need to...
Open a joint checking account
Joint checking is an excellent way to track expenses and define a budget. Some couples use a joint account for household bills but still maintain separate checking accounts for personal spending. One thing is certain; whether your money is pooled together or managed separately, Big Rate Checking pays BIG interest on any size balance and comes with all the convenience and online bells and whistles that make household recordkeeping a breeze.
Open a joint savings account
Reaching common goals together builds a promising future. A joint savings account is a great way to save for the down payment on your first home, a second honeymoon on your first anniversary, or any other special purchase. Establish a regular sweep from checking to an Extraco Money Market Investment account, and a little can add up to a whole lot quickly.
Buy a home
Wouldn't it be great to have a home you can decorate with abandon, extra room for overnight guests, and a backyard that's right-sized for a crowd of friends? It's easier than you think. Pre-qualify for a home loan today!
Review your insurance coverage
Now that you are a couple it's time to review the types of insurance you need as you build a future together. The power of "two" may even mean policy premium savings in some areas!
Consider a personal loan
What you call "yours" is about to become "ours." A loan from Extraco to upgrade your vehicles, consolidate student or other debt, or replace your old college-days furnishings may be just the fresh start you need!
Update your financial planning
Now's the time for a free financial check-up, including a critical update in your named beneficiaries. Plan for today and tomorrow with Extraco.
SOLUTIONS
Congratulations! Whether you are a brand new parent or growing your family, a new baby guarantees major changes in your life. You may need to...
Start a college fund
If college is part of your financial planning goals for your new prince or princess, then you need to talk to Extraco. It helps you save for a college education, tax-free.
Buy a larger home
A new baby may also mean a new place to call home. Whether you want to relocate closer to schools or need more space for baby to roam, Extraco wants to be your next mortgage lender.
Buy a larger automobile
You've grown from a couple to a family. Does your old car fit your new size? Let Extraco pre-approve you for an auto loan. It's one of the easiest things you can do for your growing family.
Review your insurance
Bigger families mean bigger policies, and Extraco's got you covered.
Consider a personal loan or line-of-credit
Planning for a sister or brother in the near future? An adoption loan from Extraco may help you grow your family faster!
Update your financial planning
Now's the time for a free financial check-up. Plan for today and tomorrow with Extraco.
SOLUTIONS
So your grown child is moving back to the nest. Once you've restocked the fridge and set up a few new house rules, you may need to...
Review your insurance
Bigger families mean bigger policies, and Extraco's got you covered.
Reevaluate education options
Whether your Boomerang Baby finished a degree plan or not, there are always new opportunities for higher education and training. We can help make them affordable.
Consider a personal loan
You may need to help your fledging refinance a vehicle loan or restructure their personal debt. Give them wings to fly!
Check out housing options
With privacy needs in mind, some parents of Boomerang Kids remodel, build an addition, or purchase a larger residence. Others invest in a second home or investment property, nudging their child into his or her own "rental" roost! With so many mortgage options available, let us help find one right for you!
Address the needs of any new dependents
Sometimes, Boomerang Kids bring new dependents of their own back to the parent nest. If this is your situation, let us help you sort out needs and find solutions for each.
Update your financial plan
Don't let this event jeopardize your financial future or derail your own plans for retirement. Now's the time for a free financial check-up.
SOLUTIONS
You've just joined the grandchild fan club! Whether you're new at this, or a practiced expert, we have a few tips to ready your grandchild's future...
Your grandchild's education
Give the gift of an education...Regular contributions to your grandchild's future will help secure a college education or other educational expenses. Let Extraco show you how.
Your grandchild's savings plan
Interested in teaching your grandchild good spending habits? Open a joint savings account. By setting short term spending goals (like for a new bike or iPod), you can manage the account together making it rewarding and fun.
A new home
The cost of buying a home can be intimidating for new parents. Grandparents can help...with money towards the down payment or closing costs, your gift can make up for a shortfall. Let Extraco show you how.
Your insurance coverage
Whether Grandma or Grandpa, Nana or Pop, or something too silly to spell, legacy is more than a name. Ease the way for your future generations by first ensuring your own personal insurance needs are addressed.
Your financial planning
Spoil your grandchildren and yourself...all in moderation, of course! Let Extraco help you plan a worry-free retirement and a burden-free inheritance for your children.
SOLUTIONS
There's hardly a more difficult situation than juggling family responsibilities on two fronts – with duty to your own children and also to an aging parent. This is called "the sandwich generation", and it's a critical time to take care of your own life needs to be strongly positioned for others...
Consolidate assets
There are many practical was to streamline management of multiple sets of finances. One may be as simple as moving your parents' financial holdings to one place, especially if you are responsible for paying reoccurring bills or supervising a living trust. Extraco can help! We have all the resources you need in one location.
- Learn more about our money management accounts
- Learn more about our savings options
- Learn more about online money management tools
- Apply online to establish new accounts in advance of moving funds
- For extensive holdings, schedule a visit with an Extraco trust specialist
- For hands-on assistance in changing accounts and automatic drafts, schedule a visit with an Extraco expert today!
Right-size your home
Many from the sandwich generation are selling their parents' home and inviting mom or dad to live with them. Renovating or adding an extra room may be more affordable than you think.
Get an insurance checkup
With both kids and parents heavily relying on you, be sure you have your own personal protection back-up plans.
- Learn more about long-term care, health and life insurance options
- Schedule a homeowner coverage review for your home and your parents' home
- Get a free homeowner's quote now
- Schedule a comprehensive coverage review
Stay focused on your child's education needs
Continue or renew your commitment to saving for higher education so your children's college plans won't be put on hold.
Prepare for retirement
It's important for you to continue your own retirement plans! Careful preparation can eliminate the worry of passing on a financial burden to your own children. Now's the time for a free financial check-up.
Contingency plans
As difficult or awkward as it may seem, this is a critical time to learn as much as you can about family wishes and preferences and plans that are already in place. Though Extraco cannot offer counseling or legal advice, we want to be of service to you wherever we can and would be remiss in not mentioning these critical points. We encourage you to explore the following areas and we're here to listen and help you to the best of our abilities.
- Verify the existence of, update, or establish wills, guardianship for any minors, and powers of attorney for both your parents and yourselves (Consult a legal advisor.)
- Keep good financial and tax records for your own and your parents' holdings and ensure executors and heirs know where to find them (Consult a tax advisor.)
- Be aware of or establish pre-paid burial plans
- Maintain an up-to-date and readily-accessible list of all insurance policies, investments, bank relationships, etc. for your own estate and also that of your parents
SOLUTIONS
Congratulations! You've not only helped launch a new contributor to productive society, but it must also feel like you got a raise in the process! While you're considering changes in your own financial life, you still have much valuable advice to offer the on-your-own graduate. Let us show you how with...
Big Rate Checking
One size really does fit all with Big Rate Checking. Whether starting with a little or a lot, Big Rate's premium interest can certainly grow a financial future.
- Learn more about premium interest and other benefits of Big Rate Checking
- Apply now
- Schedule a visit with Extraco
Insurance
Now that your graduate is on his or her own, it's time to encourage self-protection from life's little bumps and bruises. From car insurance to renter's insurance to health and life insurance, we've got everything you need in one location.
- Get a quote for Auto Insurance
- Learn more about renter's insurance
- Learn more about the health and life coverage
- Contact a Relationship Manager today
A new car or truck
Celebrate the start of a new career by trading in the old college junker!
- Find out how much payment you can afford
- Apply for preapproval today
- Schedule a visit for free first-time borrower advice
A personal line of credit
Now that your graduate is earning a steady paycheck, suggest building a good credit rating with a personal line of credit.
A personal loan or home equity loan
Is your son or daughter planning to attend graduate school? Now may be the time for you to consider a loan to help pay for an extended stay in college
- Learn more about Home Equity Loans
- Learn more about Personal Loans
- Schedule a personal visit to explore all options
- Apply now
Financial
It's never too early to start investing for retirement. Those who begin planning by age 23 have a much higher success rate of actually retiring with a solid financial foundation.
SOLUTIONS
As parents of the new bride or groom, you deserve a toast! Whether you're still planning for the big day, or your young couple has already tied the knot, Extraco has a variety of financial options to help you along your way with...
Short term borrowing
A budget is absolutely essential when planning a wedding. Knowing what you have to spend up-front will help you maintain your budget throughout. Make your purchases against a pre-established line-of-credit for easy transacting and budget tracking!
A home loan
A first-time home purchase can seem daunting, but Extraco can help minimize the hassle with a home loan pre-qualification.
Or maybe you're on the lookout for a different roost as the nest gets smaller. We have loan options to help you right-size your home and right-size your payment.
Insurance
Changes in your family composition may also mean changes to your insurance policies. Make sure both you and the newlyweds are getting the right coverage at the right price with a free quote from Extraco.
- Get a quote for Auto Insurance
- Get a quote for Home Insurance
- Learn more about the health and life coverage
- Contact a Relationship Manager today
A new car or truck
Help send them off in style with the purchase of a new car or truck!
Financial Planning
With dependent care obligations changing, it's time to review your provisions for retirement. The newlyweds will also want to start their life together with big plans for their "tomorrows" as well as for today. Everyone needs to update beneficiaries!
We invite you all to stop by for a free financial check-up, to learn more.
SOLUTIONS
Un-tying the knot is never easy. You have many issues to consider, and finances are surely at the top of your list. Let us help you make things easier with...
Big Rate Checking
A typical first step is to establish new checking accounts. Big Rate Checking with premium interest and no service charge will help stretch your hard-earned dollars further.
- Learn more about the benefits of Big Rate
- Schedule a personal visit to make all necessary changes at one time
- Set up a Big Rate right now
Money Market Investment
Mastering your money is the first step to making it work for you. As you establish your checking account, be sure to also set yourself up for a disciplined savings approach.
Insurance
Taking care of yourself, your dependents, your home and your care are top priority. Rest easier after a comprehensive insurance review that ensures the best coverage at the best price.
- Learn more about the health and life coverage
- Get a quote for Auto Insurance
- Get a quote for Home or Renter's Insurance
- Contact a Relationship Manager to schedule a comprehensive insurance review
A home refinance
Keeping your current home?...we can help you refinance in your own name. Or, if you're planning a fresh start, talk with us about the many options toward home ownership as a single person.
A personal line of credit
Building or rebuilding your credit status is easier than you might think with a personal line of credit with Extraco.
Financial planning
Division of assets, especially retirement savings, can be a confusing process with cash-out penalty risks. Before final settlements are complete, be sure to visit with a financial professional about funds rollover and other options. And don't forget to update your beneficiaries.
SOLUTIONS
First of all, please accept our sincere condolences. Though we may not have personally experienced the same kind of loss, most of us have felt the pain and grief of family or friends who have gone through a similar situation. We're very sorry for the loss you are feeling right now.
Losing a loved one is emotionally draining and overwhelming. Yet, as the surviving spouse, there are still many important financial considerations after immediate arrangements are made with the help of family. Please allow us to help you determine your choices with your...
Home
Allow an appropriate amount of time to pass before deciding to move or sell. You'll want to make an informed decision based less on emotion or fear and more on financial considerations. If you decide to keep the homestead, consider a refinance. Refinancing your home could lower your payment to fit your current single income circumstance.
Insurance proceeds
Reinvesting any life insurance proceeds should be carefully considered. Having professional advice during this difficult time is critical to keeping your estate healthy and meeting your independent living goals.
Change in marital status
Changing titles on your assets, claiming your spouse's retirement accounts or life insurance policies, and updating your insurance policies and beneficiaries should be discussed with financial professionals. Extraco has financial advisors on staff to help you make informed decisions and to checklist all areas in need of change.
- Contact an Extraco insurance specialist to schedule a comprehensive insurance review
- Contact a Relationship Manager to schedule a free Financial checkup
Portfolio
The death of a spouse may mean a reduction in income. It's important that you take a look at your retirement investments with a financial advisor to ensure they match your current goals, timeframe and risk.
- Schedule a visit with an Extraco retirement specialist
- Learn more about wealth management
- Take a free financial profile
Personal savings plan
If you've been saving for your child or grandchild's education, let Extraco show you ways to sustain your support. Options such as an regular sweep from a checking or Money Market Investment account or interest sweep from CDs can be a wonderful way to continue your contributions, even at a reduced rate, if necessary.
Joint checking account
Sharing money throughout your marriage requires trust and financial communication. When your spouse dies you become the legal owner of the joint checking account. Transferring legal ownership of the account to your name is important. To do so requires a copy of the death certificate and a visit with your Extraco Relationship Banker. You may also need to notify a retirement payment agency such as the Social Security Office. This will help you avoid incorrect payments of a direct deposit or automatic draft coming into or out of the joint checking account.
If you are not a joint owner on the account, then your rights and/or access cease to exist. The administrator of the estate will be provided all information concerning the joint account. However, if the account has a named or designated beneficiary, the funds would be paid to the beneficiary once the death certificate is submitted.
SOLUTIONS
Preparing emotionally and financially for a loved one suffering from a terminal illness is heart wrenching. While we cannot lessen your loss, we can help you better understand the financial responsibilities you may encounter along the way...
Disability insurance
So much in life depends upon good health. But what happens if you have a terminal illness and are no longer able to work? Disability insurance can protect your family and keep dreams for the future on track. If you do not own a private policy through Extraco, find out if your employer has provided disability insurance for you, or if you qualify for social security benefits. This may be a lifesaver for you and your loved ones. Understand your options by talking with an Extraco Relationship Manager today!
A Living Trust
If you become seriously ill, you may no longer be able to manage your own financial affairs. Therefore, designating a co-trustee while you're still able will enable your family to continue in the lifestyle they are accustomed to living. You manage the trust assets, and when you become too ill, a co-trustee will take over management of the trust according to your wishes. There's peace of mind in knowing that you can continue to take care of family and loved ones after you no longer can physically.
Mortgage
Your mortgage is possibly the single most important bill to maintain during this short downturn in your life. Because it is probably your largest bill, too, you'll need to plan your new budget accordingly. First, contact your mortgage provider and let them know of your sudden change in income. Find out your options to prepare for your loved ones' future.
College Education
Difficult matters sometimes call for difficult solutions. If the illness of you or your loved one has taken your life savings, know that there are still options available for a college education. Many schools have grants available for families such as yours. The Armed Services and National Guard have college education programs as well. Last, personal or home equity loans may also be beneficial.
SOLUTIONS
Congratulations! Whether you are a brand new parent or growing your family, a new baby guarantees major changes in your life. You may need to...
Start a college fund
If college is part of your financial planning goals for your new prince or princess, then you need to talk to Extraco. It helps you save for a college education, tax-free.
Buy a larger home
A new baby may also mean a new place to call home. Whether you want to relocate closer to schools or need more space for baby to roam, Extraco wants to be your next mortgage lender.
Buy a larger automobile
You've grown from a couple to a family. Does your old car fit your new size? Let Extraco pre-approve you for an auto loan. It's one of the easiest things you can do for your growing family.
Review your insurance
Bigger families mean bigger policies, and Extraco's got you covered.
Update your financial planning
Now's the time for a free financial check-up. Plan for today and tomorrow with Extraco.
SOLUTIONS
Getting married!... a dream come true day you'll remember the rest of your lives! Sharing this adventure with someone you love will add fun and excitement to your life – along with an extra level of compromise! You may need to...
Open a joint checking account
Joint checking is an excellent way to track expenses and define a budget. Some couples use a joint account for household bills but still maintain separate checking accounts for personal spending. One thing is certain; whether your money is pooled together or managed separately, Big Rate Checking pays BIG interest on any size balance and comes with all the convenience and online bells and whistles that make household recordkeeping a breeze.
Open a joint savings account
Reaching common goals together builds a promising future. A joint savings account is a great way to save for the down payment on your first home, a second honeymoon on your first anniversary, or any other special purchase. Establish a regular sweep from checking to an Extraco Money Market Investment account, and a little can add up to a whole lot quickly.
Buy a home
Wouldn't it be great to have a home you can decorate with abandon, extra room for overnight guests, and a backyard that's right-sized for a crowd of friends? It's easier than you think. Pre-qualify for a home loan today!
Review your insurance coverage
Now that you are a couple it's time to review the types of insurance you need as you build a future together. The power of "two" may even mean policy premium savings in some areas!
Consider a personal loan
What you call "yours" is about to become "ours." A loan from Extraco to upgrade your vehicles, consolidate student or other debt, or replace your old college-days furnishings may be just the fresh start you need!
Update your financial planning
Now's the time for a free financial check-up, including a critical update in your named beneficiaries. Plan for today and tomorrow with Extraco.
SOLUTIONS
Graduation is one of life's greatest achievements. It took hours of dedication and self-discipline to accomplish your academic goals and obtain your diploma. Now that you will be a long time contributor to the public status quo, let us help you pave a path to your financial goals with...
Big Rate Checking
One size really does fit all with Big Rate Checking. Whether starting with a little or a lot, Big Rate's premium interest can certainly grow a financial future.
- Learn more about premium interest and other benefits of Big Rate Checking
- Apply now
- Arrange a visit between your graduate and your Extraco relationship manager
Insurance
Now that you're on your own, it's time to protect yourself from life's little bumps and bruises. From car insurance to renter's insurance to health and life insurance, we've got everything you need in one location.
- Get a quote for Auto Insurance
- Learn more about renter's insurance
- Learn more about the health and life coverage
- Contact a Relationship Manager today
A new car or truck
Celebrate the start of a new career by trading in your old college junker!
- Find out how much payment you can afford
- Apply for pre-approval today
- Schedule a visit for free first-time borrower advice
A personal line of credit
Now that you're earning a steady paycheck, you should consider building a good credit rating with a personal line of credit.
A personal loan or home equity loan
Are you considering graduate school? Now may be the time for you to consider a loan to help pay for an extended stay in college.
- Learn more about Home Equity Loans
- Learn more about Personal Loans
- Schedule a personal visit to explore all options
- Apply now
Financial
It's never too early to start investing for retirement. Those who begin planning by age 23 have a much higher success rate of actually retiring with a solid financial foundation.
SOLUTIONS
Sixteen-going-on-twenty-six! This age is interested in two things...themselves, and how to acquire independence from you. While you're balancing their desire for freedom with your loving parental controls, let us smooth the process with...
A pre-approved auto loan
You're exhausted after spending years driving them to and from school, friends' homes, and extra-curricular activities. Put them in the driver's seat (and in charge of chauffeuring their younger siblings!) with a pre-approved auto loan from Extraco.
- Find out how much payment you can afford
- Schedule a visit for free first-time borrower advice
- Apply for pre-approval today
Auto insurance
Don't be influenced by rumors and misinformation on the cost of covering teen drivers. Understand the facts and all your options by contacting an Extraco insurance consultant. We'll help protect your entire family with the right coverage at the right price.
Big Rate Checking
A first car and a first job often go hand-in-hand. Help teach your teen to manage his or her paycheck with Big Rate Checking. This account is e-Easy!...all online, paperless, and even has free ATM benefits! Best of all, you can enroll as a joint accountholder to monitor expenses and transfer funds to your child as needed - especially handy during college years.
College planning
The cost of a college education is far more than tuition and books. Even if your teen earns scholarships, you'll still have housing and other expenses to consider. Let us advise you on your plans and options.
A personal line of credit
Introducing your teen to the world with a coming out party is huge event in some families. And, with college right around the corner, many parents create lasting memories with a one-of-a-kind family vacation experience. Need a little extra cash to make these full-blown celebrations? Find out if a personal line of credit can help.
SOLUTIONS
You got the job! While celebrating your career move, don't be too quick to move on to new business without considering a few other changes...
401(k) Rollover
Make a really clean break from your former employer by moving your retirement accounts. Professional assistance of an Extraco Financial Advisor makes it quick and easy and puts you in control of your future.
Interim Health Insurance
Experiencing a short-term coverage gap with COBRA out of your price range? Health insurance through Extraco offers security and peace of mind while you wait out eligibility or other issues.
Auto loan
You did negotiate a nice pay increase in this career move, right? Drive to your new job in style with an auto loan from Extraco. Pre-approve today!
Auto insurance
If you buy that new car, you'll also need new auto insurance! Get everything you need, all in one place, with a quote from Extraco.
- Apply now
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
Mortgage loan
If moving on also means moving up, think about a new home! Let Extraco make it easy by addressing your mortgage and insurance needs all in one location. We'll even provide you with boxes, tape and cushion wrap to make moving a breeze!
SOLUTIONS
Way to go! Take time to celebrate, but also consider the longer-term effects of advancement or promotion on your lifestyle. Reflect the positive changes in your life with Extraco products such as these...
A personal line of credit
Use your purchasing power to upgrade your professional image with a personal line of credit with Extraco.
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are huge.
An auto or boat loan
Reward yourself with a new toy you'll enjoy for years to come. Get pre-approved for an auto or boat loan today!
- Apply for pre-approval today
- Calculate your payment
- Learn more about the personal loans Extraco offers
An insurance review
Your employer is placing higher value on you...shouldn't you do the same? An insurance review can provide you and your family a greater sense of balance and security and may even offer opportunity to consolidate coverage plans to save money.
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
- Get a quote on combining your auto & homeowner's insurance with Extraco
A mortgage loan
There's no better time to upsize or upgrade your home. Whether it's a brand new house or a brand new neighborhood, a new pool, new deck or new addition, let us help make it happen!
Retirement planning
Take a fresh look at your retirement projections and plan with an Extraco expert advisor. We'll help you reassess your income stream, your optimum 401(k) participation level, and other options for long-term savings.
SOLUTIONS
You've always wanted the freedom of owning your own business. As you depart on a voyage of greater responsibility and reward at the end of each workday, don't forget about your financial choices. Keep them grounded with...
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are huge.
Health Insurance
Health insurance should not be something you go without just because of your new enterprise. Extraco offers numerous policies to fit you, your family, and your workplace needs.
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
- Get a quote now!
On-line Banking/Electronic Bill Pay
Let Extraco play an important role in managing your spending through our electronic banking services.
An Investment Portfolio
Your goal has always been to get the highest return possible on your investments. However, those risks have changed. Now is a good time to re-evaluate your risk tolerance and tailor it to your new lifestyle.
Personal line of Credit
Reward yourself with a new toy, or a real vacation before opening your new establishment. All you need is a personal line of credit from Extraco!
401k Rollover
Make a clean break from your former employer by moving your retirement accounts. Professional assistance by an Extraco Financial Advisor makes it quick and easy and puts you in control of your future.
SOLUTIONS
Fantastic! You've landed a promotion with a new employer. Now you just need to find a work/life balance that suits your new career demands. Let us help by simplifying your financial needs with...
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are huge.
401(k) Rollover
Make a clean break from your former employer by moving your retirement accounts. Professional assistance by an Extraco Financial Advisor makes it quick and easy and puts you in control of your future.
Interim Health Insurance
Experiencing a short-term coverage gap with COBRA out of your price range? Health insurance through Extraco offers security and peace of mind while you wait out eligibility or other issues.
Auto or boat loan
Reward yourself with a new toy you'll enjoy for years to come. Get pre-approved for an auto or boat loan today!
Auto insurance
If you buy that new car, you'll also need new auto insurance! Get everything you need, all in one place, with a quote from Extraco.
- Get a quote!
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
Mortgage loan
Moving up can sometimes mean moving into a new home! Let Extraco make it easy by addressing your mortgage and insurance needs all in one location. We'll even provide you with boxes, tape and cushion wrap to make moving a breeze!
- Apply now
- Contact a Mortgage Consultant
- Learn more about Extraco's home loans
- Learn more about homeowner's insurance
Retirement planning
Take a fresh look at your retirement projections and plan with an Extraco expert advisor. We'll help you reassess your income stream, your optimum 401(k) participation level, and other options for long-term savings.
SOLUTIONS
You've set your goals high and now others have recognized your worth. Reflect the positive changes in your life with Extraco products such as...
A personal line of credit
Use your purchasing power to upgrade your professional image with a personal line of credit with Extraco.
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are BIG.
An auto or boat loan
Reward yourself with a new toy you'll enjoy for years to come. Get pre-approved for an auto or boat loan today!
- Apply for pre-approval today
- Calculate your payment
- Learn more about the personal loans Extraco offers
An insurance review
Your employer is placing higher value on you...shouldn't you do the same? An insurance review can provide you and your family a greater sense of balance and security and may even offer opportunity to consolidate coverage plans to save money.
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
- Get a quote on combining your auto & homeowner's insurance with Extraco
A mortgage loan
There's no better time to upsize or upgrade your home. Whether it's a brand new house or a brand new neighborhood, a new pool, new deck or new addition, let us help make it happen!
Retirement planning
Take a fresh look at your retirement projections and plan with an Extraco expert advisor. We'll help you reassess your income stream, your optimum 401(k) participation level, and other options for long-term savings.
SOLUTIONS
Sometimes, change is good. Especially when it's a positive change to a new career. Let us help you make it an easy transition with sound financial support...
401(k) Rollover
Rolling over your 401(k), or moving it to your new employer's 401(k) may be more beneficial to you than leaving it with your old employer. Let us help you understand your options.
Interim Health Insurance
Experiencing a short-term coverage gap with COBRA out of your price range? Health insurance through Extraco offers security and peace of mind while you wait out eligibility or other issues.
Auto loan
If your new career means traveling more, make sure your car can handle the extra miles. Get pre-approved for a new car today and drive in-style!
Auto insurance
If you buy that new car, you'll also need new auto insurance! Get everything you need, all in one place, with a quote from Extraco.
- Apply now
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
Mortgage loan
If changing careers also means moving up in the company, think about a new home! Let Extraco make it easy by addressing your mortgage and insurance needs all in one location. We'll even provide you with boxes, tape and cushion wrap to make moving a breeze!
- Apply now
- Contact a Mortgage Consultant
- Learn more about Extraco Mortgage
- Learn more about homeowner's insurance
A personal line of credit
Need a little buying power to get you through this transition? A personal line of credit can make large purchases easier, freeing up your cash for more important needs.
SOLUTIONS
When you told your co-workers about new changes in your life, did anyone guess you were going back to college to start a new career? We're excited for you and want you to know we support you 100% with...
401(k) Rollover
Planning to pay for college with your 401(k) nest egg? You could loose a large portion through penalties or fees. Visit with an Extraco Financial Advisor to better understand all your options.
Health Insurance
Health insurance should not be something you go without just because of your new enterprise. Extraco offers numerous policies to fit you, your family, and your workplace needs.
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
- Get a quote now!
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are huge.
On-line Banking/Electronic Bill Pay
You thought you were busy before. Now with college and all your other responsibilities, you need every minute of every day. Save time with our convenient electronic banking services.
Personal line of Credit
Need a little buying power to get you through this transition? A personal line of credit can make large purchases easier, freeing up your cash for more important needs.
Home Equity Loan
Using a home equity loan to consolidate debt into one payment is a smart way to manage your money and reduce monthly costs. Find out if this option is right for you.
SOLUTIONS
Did you ever think you would be opening your own business? Whether it's a small franchise, or something you have dreamed about owning all of your life, Extraco can help you with the financial details...
BIG RATE Checking
Enhance your earnings with premium interest when you open a BIG RATE checking account today! The requirements are simple and the rewards are huge.
Health Insurance
Health insurance should not be something you go without just because of your new enterprise. Extraco offers numerous policies to fit you, your family, and your workplace needs.
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
- Get a quote now!
On-line Banking/Electronic Bill Pay
Let Extraco play an important role in managing your spending through our electronic banking services.
An Investment Portfolio
Your goal has always been to get the highest return possible on your investments. However, those risks have changed. Now is a good time to re-evaluate your risk tolerance and tailor it to your new lifestyle.
Personal line of Credit
Need a little buying power to get you through this transition? A personal line of credit may make your purchasing process easier by freeing up your cash flow so you can get a firm foot on new ground.
401(k) Rollover
Make a clean break from your former employer by moving your retirement accounts. Professional assistance by an Extraco Financial Advisor makes it quick and easy and puts you in control of your future.
SOLUTIONS
Now you can finally do what you want, when you want, like planning your dream vacation. While you're making your short-term plans, don't forget about your long-term financial future. Remember to...
Review your insurance coverage
Whether you need a supplement health plan, or a life insurance plan, Extraco's got you covered.
Manage your Wealth
Management of your accumulated wealth is just as important as the years spent saving it. Economic changes may affect your portfolio. Keep it up-to-date by speaking with an Extraco Financial Advisor today!
Sign up for On-line Banking/Electronic Bill Pay
Like to travel, but don't like to hassle with incoming bills? Manage your bills conveniently and electronically through on-line banking and electronic bill pay.
Open a Personal line of Credit
Securing credit is as important for retired individuals as it is for young people. A solid credit history will gain you purchasing power for many years to come. Strengthen your credit history with a personal line of credit from Extraco.
Plan your next home
Current home too large? Need something smaller with less upkeep? Or, maybe you're looking to buy a vacation home for long weekends. Let Extraco make owning your next home easy.
Finance a new R.V.
Whether your travel adventures take you on a visit to the grandkids, or a road trip with your retirement buddies, pre-approve yourself today for an R.V. loan! Don't forget Extraco provides R.V. insurance too.
Establish a Trust
Establishing a Trust can be a smart, efficient way to preserve and distribute your assets. See if a trust is right for you.
SOLUTIONS
Whether your leave from work involves a much-needed break or more serious matters, don't forget about your finances. Let us help you with...
Your health insurance
Don't walk away uninsured. Health insurance through Extraco offers security and peace of mind while on your leave-of-absence.
On-line Banking/Electronic Bill Pay
With the convenience of on-line banking and electronic bill pay you can go anywhere and still pay your bills on time.
Your life insurance
Tragedy can occur when you least expect it. If your leave of absence has travel involved, plan for your family or loved ones with a life insurance plan.
Personal line of credit
Traveling expenses can add up. Free up some cash for souvenirs and lodging with a personal line of credit.
SOLUTIONS
Losing your job can happen to the best of people. Don't dwell on it. Instead, focus on doing what is best for you and your loved ones as you look for a new employer.
Mortgage
Your mortgage is possibly the single most important bill to maintain during this short downturn in your career. Because it is probably your largest bill, too, you'll need to plan your new budget accordingly. First, contact your mortgage provider and let them know of your sudden change in income.
Reduce spending
Purchases can be summed-up simply: things you want versus things you need. Save money by reducing luxury purchases and monthly services you may not need (e.g. cable, phone, internet, dining out, movies, salon visits etc.) Need help prioritizing your budget? Call an Extraco Relationship Manager today.
Interim Health Insurance
If COBRA is out of your price range, consider short-term health insurance with Extraco. Health insurance through Extraco offers security and peace of mind while you wait out eligibility with your new employer.
BIG RATE Checking
Now that you have less dollars coming in, it's important that your checking account provides everything it can to increase your earnings. With Big Rate, you'll get premium interest on your money. Consider an upgrade to BIG RATE today!
On-line Banking/Electronic Bill Pay
Let Extraco play an important role in managing your spending through our electronic banking services. Best of all, these services are FREE!
SOLUTIONS
Preparing emotionally and financially for a loved one suffering from a terminal illness is heart wrenching. While we cannot lessen your loss, we can help you better understand the financial responsibilities you may encounter along the way.
Disability insurance
So much in life depends upon good health. But what happens if you have a terminal illness and are no longer able to work? Disability insurance can protect your family and keep dreams for the future on track. If you do not own a private policy through Extraco, find out if your employer has provided disability insurance for you, or if you qualify for social security benefits. This may be a lifesaver for you and your loved ones. Understand your options by talking with an Extraco Relationship Manager today!
A Living Trust
If you become seriously ill, you may no longer be able to manage your own financial affairs. Therefore, designating a co-trustee while you're still able will enable your family to continue in the lifestyle they are accustomed to living. You manage the trust assets, and when you become too ill, a co-trustee will take over management of the trust according to your wishes. There's peace of mind in knowing that you can continue to take care of family and loved ones after you no longer can physically.
Mortgage
Your mortgage is possibly the single most important bill to maintain during this short downturn in your career. Because it is probably your largest bill, too, you'll need to plan your new budget accordingly. First, contact your mortgage provider and let them know of your sudden change in income. Find out your options to prepare for your loved ones' future.
College Education
Difficult matters sometimes call for difficult solutions. If the illness of you or your loved one has taken your life savings, know that there are still options available for a college education. Many schools have grants available for families such as yours. The Armed Services and National Guard have college education programs as well. Last, personal or home equity loans may also be beneficial.
SOLUTIONS
Getting laid off is never easy. Knowing how to handle yourself and your finances during this time will enable you to recover faster and stronger once you find a new employer.
Mortgage
Your mortgage is possibly the single most important bill to maintain during this short downturn in your career. Because it is probably your largest bill, too, you'll need to plan your new budget accordingly. First, contact your mortgage provider and let them know of your sudden change in income.
Reduce spending
Purchases can be summed-up simply: things you want versus things you need. Save money by reducing luxury purchases and monthly services you may not need (e.g. cable, phone, internet, dining out, movies, salon visits, etc.) Need help prioritizing your budget? Call an Extraco Relationship Manager today.
Maximize Your Current Benefits
If your company has provided a notice of lay-off, maximize your insurance benefits now. Visit the dentist, doctor, and/or eye doctor to ensure every family member is in good health. This will put your mind at ease while you look for a new job.
Interim Health Insurance
If COBRA is out of your price range, consider short-term health insurance with. Health insurance through Extraco offers security and peace of mind while you wait out eligibility with your new employer.
BIG RATE Checking
Stretch your severance check farther by opening a BIG RATE checking account today! With Big Rate's premium interest, the requirements are simple and the rewards are huge.
On-line Banking/Electronic Bill Pay
Let Extraco play an important role in managing your spending through our electronic banking services. Best of all, these services are FREE!
SOLUTIONS
Welcome home! Buying a home, especially your first, is an exciting time in everyone's life. We want to be the first to welcome you into your new home by providing a smooth process when considering...
Types of loans available
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount, and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
Decorate your new home with a line of credit from Extraco. Apply for a personal line of credit today and use it to purchase appliances, draperies, or whatever tickles your new home fancy.
SOLUTIONS
Thinking about purchasing a second home? Your home away from home can give you the escape you need to relax and enjoy a less stressful life. Let Extraco make the purchasing process simple with...
A mortgage loan
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount, and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
Decorate your second home with a line of credit from Extraco. Apply for a personal line of credit today and use it to purchase appliances, draperies, or whatever tickles your new home fancy.
SOLUTIONS
Shopping for a home for your child? Today, some parents invest in a home for their children while they attend college. Others want to help their children qualify for a first home after college. Whatever your reason, Extraco can help make the home loan process easier.
Buying a home
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
Decorate your home with a line of credit from Extraco. Apply for a personal line of credit today and use it to purchase appliances, draperies, or even pay for student books if your child is in school.
SOLUTIONS
They supported you in the early part of your life, now it is your turn to support them. Buying your parent(s) a home during the later stages in life is a privilege you can be proud of. While choosing the most suitable house and location for your parents is up to you, let Extraco help you choose the best loan to pilot a perfect move.
Mortgage
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount, and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Establish a Living Trust
When did your parents age? Seems like just yesterday they were the same as when you were in high school. Today, you're the one taking care of them. Plan their today and tomorrow with a trust from Extraco.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
SOLUTIONS
Movin' and shakin' to a different part of town is exciting...and exhausting. We have just the loan products you need to get you there safely and quickly when you pre-qualify for a home loan with Extraco.
Home Loan Know How
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
Decorate your new home with a line of credit from Extraco. Apply for a personal line of credit today and use it to purchase appliances, draperies, or whatever tickles your new home fancy.
SOLUTIONS
Buying a home in an unfamiliar area is stressful. Finding a good school district, figuring out what to pack and what to toss, and applying for a new mortgage can all be overwhelming tasks. Let Extraco remove a portion of that stress by pre-qualifying you for a home loan today.
Home Loan Know How
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount, and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
Decorate your new home with a line of credit from Extraco. Apply for a personal line of credit today and use it to purchase appliances, draperies, or whatever tickles your new home fancy.
SOLUTIONS
Outgrown your existing home and need more space? Upgrading to a larger home is a major milestone in life. Preparation for the purchase is filled with excitement and anticipation. Let us make your change of scenery worry-free with a prequalification at Extraco.
Home loans
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
Planning a vacation home in paradise? Buy now and use it for retirement later. Whether it's your 2nd home or 10th home, Extraco can help you enjoy your home away from home faster with a mortgage prequalification.
Home loans
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
My home would be perfect if it just had a ____________. You fill in the blank, and let Extraco take care of the financing with a prequalification on a home improvement loan today.
Home improvement loans
Add value, not just space, to your existing home through a home improvement loan with Extraco. Let us help define the right loan program to suit your home improvement needs.
Home Insurance
Don't forget to review your insurance to include the upgrades you are making on your home. If the value goes up, so should your insurance.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
High winds, damaging rain, ice, smoke and fire are unexpected natural disasters that can strip you both emotionally and financially. While you can't predict when a disaster will hit, you can be prepared by taking some basic steps now for a faster recovery later.
Home Insurance
Ensure your insurance is packaged right to fit disasters common in your area. Your policy should cover home, furnishings, belongings, liability for others on your property, plus alternate living expenses if your home is severely damaged.
Maintaining stability
Keep copies of your important papers — deeds, wills, bank statements, insurance policies, birth certificates, etc. — safely in an Extraco safety deposit box or with an Extraco Trust Manager.
Debt management
Keep your creditors informed. To maintain effective debt management, contact your creditors as soon as possible and have statements forwarded to your temporary address. Notify your creditors of the disaster to negotiate possible changes to your payment cycle.
Home Equity LOC
Having access to your home's equity before disaster strikes can benefit you in your preparation plans. A home equity line of credit carries low fees and may be used for medical bills, renovations, or debt management until life gets back to normal.
Savings Plan
Your parents always said, "Save for a rainy day." The same is true for disaster planning. If a disaster hits, you could be out of work for a short time and in temporary living quarters. A money market investment plan at Extraco is a safe and secure savings account that draws tiered interest depending upon the amount of money you choose to save. Open one today, and plan for a rainy day.
SOLUTIONS
Does your kitchen need an upgrade? Extraco provides loan options allowing you to increase the value of your home, make it easier to use, and offer a more attractive space for you and your family to share.
Home Improvement Loan
Add value, not just space, to your existing home through a home improvement loan with Extraco. Let us help define the right loan program to suit your home improvement needs.
Home Equity Loan
Free up the cash you need to remodel your home with a home equity loan from Extraco.
Home Insurance
Don't forget to review your insurance to include the upgrades you are making on your home. If the value goes up, so should your insurance.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due. It's a must have for today's busy lifestyle.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
There are many benefits to a low maintenance lifestyle... The time and money saved on a smaller home leaves more for hobbies and travel. Extraco can help make you downsize to the perfect house with...
Home loan know how
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
A Living Trust
Downsizing your home may have put you in an ideal position to benefit from a trust. ...Fund your retirement, plan for your heirs — let us show you how it can work for you.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
Downsizing to a rental property? You may need to downsize your possessions, but you don't need to give up your financial security.
Renters Insurance
If you have things then you need renters' insurance. It protects your things from perils like fire, theft, lightning, wind, water, and vandalism — just to name a few.
Establish a Living Trust
Downsizing your home may have put you in an ideal position to benefit from a trust. ...Fund your retirement, plan for your heirs — let us show you how it can work for you.
Auto loan
Reward yourself with a new toy you'll enjoy for years to come. Get pre-approved for an auto loan today!
Auto insurance
If you buy that new car, you'll also need new auto insurance! Get everything you need, all in one place, with a quote from Extraco.
- Get a quote!
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your auto loan and insurance easy. It can also alert you when payments are due.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
Line of Credit
Make your rental property the place you call home. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
You wanted a place closer to the city, and a town home or condo offers many of the amenities of an upscale home at only a fraction of the cost. Let Extraco make your downsize the perfect size with..
A mortgage loan
Having home loan know how can make the entire mortgage process easier for you. Understanding the type of mortgage loan you qualify for can make a big difference in your down payment amount and in your interest rate. Let us help find the right program for you.
Home Insurance
Everyone who has a mortgage must have homeowner's insurance. It protects you from life's disasters that could result in damage to your home or its contents.
A Living Trust
Downsizing your home may have put you in an ideal position to benefit from a trust. ...Fund your retirement, plan for your heirs — let us show you how it can work for you.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying your mortgage and insurance easy. It can also alert you when payments are due.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
An Extraco Customer Relationship
Did you know that if you open a Big Rate Checking account, and use Extraco for your mortgage loan, we send you a free moving kit? The kit contains 28 boxes, bubble wrap, packing tape and markers. We really do appreciate our customers and want to help make your move as simple as possible.
Line of Credit
A home is not your home until you've given it your personal touch. Apply for a personal line of credit with Extraco today and use it to purchase appliances, draperies, or any of your home décor needs.
SOLUTIONS
An easier living situation without stairs to climb and assistance readily available is popular with many seniors. If you or your loved one is ready to take this step, make it beneficial with...
A Living Trust
Downsizing your home may have put you in an ideal position to benefit from a trust. ...Fund your retirement, plan for your heirs — let us show you how it can work for you.
Long Term Care Insurance
Thanks to a healthier diet and better medical care, we are living longer. But no one is immune to the effects of aging that can result in reduced physical or mental ability. Are you prepared? Let Extraco help.
Big Rate Checking with bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line bill pay or auto-debit make paying bills easy. It can also alert you when payments are due.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
Line of Credit
Give your new home a personal touch. Apply for a personal line of credit with Extraco today and use it to purchase draperies or any of your home décor needs.
SOLUTIONS
Unlike many things you purchase, a college education always appreciates in value. While grants, scholarships, and federal student loans will be your first choice to fund college, Extraco offers services to help manage and stretch that money further.
A personal loan or personal line of credit
While a personal loan or line of credit should not be used to fund your entire college education, it can bridge the gaps. Books, laptop, and supplies are just a few gaps to fill along the way.
- Learn more about Personal Line of Credit
- Schedule a personal visit with a relationship manager to explore all options
- Apply now
Big Rate Checking
One size really does fit all with Big Rate Checking. Whether starting with a little or a lot, Big Rate's premium interest can certainly grow a student's financial future.
- Learn more about premium interest and other benefits of Big Rate Checking
- Apply now
- Schedule a visit with Extraco
Insurance
Now that you're on your own, it's time to protect yourself from life's little bumps and bruises. From car insurance to renter's insurance to health and life insurance, we've got all the protection you need in one location.
SOLUTIONS
You understand the value and importance of an education, and want to pass that on to your child. With the rising costs of a college education, isn't it great Extraco has services to help manage and stretch your money along the way?
College savings account
Save early now and save money later by planning your child's education. A college savings account, also known as a 529 after the IRS tax code, allows you to open an account in your name then name a beneficiary(ies) to the account. The account is managed by a financial professional, the contribution amount is tax deferred, and you can use the funds for education without paying a penalty.
- Learn more about college savings account
- Schedule a personal visit with a relationship manager to explore all options
Home Equity Loan
The equity you've built in your home over the past 18 years may be just the savings you need to put your child or grandchild through college.
- Learn more about Home Equity Loans
- Schedule a personal visit with a relationship manager to explore all options
- Apply now
Life Insurance
Who will pay for their education if something were to happen to you? A life insurance policy may add peace of mind to your education planning process.
- Learn more about the benefits of life insurance
- Schedule a personal visit with a relationship manager to explore all options
Big Rate Checking and online bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line transfer, on-line bill pay, and auto-debit make paying for your child's living expenses easy. It can also alert you when payments are due. It's a must have for parents with children away at school.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
A personal line of credit
While a personal line of credit can't be used to fund your child's college education, it can bridge the gap for books, laptop, and other supplies they'll need.
SOLUTIONS
It's an honor for Extraco to serve individuals who serve our country. As you pursue your future with confidence, enhance your well being with Extraco's professional financial resources.
Big Rate Checking and online bill pay
Besides big interest, a Big Rate Checking account also has many on-line features to simplify your life. Features like on-line banking and bill pay make it easy to manage your money no matter where you are stationed.
- Talk to a Relationship Manager
- Compare checking accounts
- Learn more about Big Rate Checking
- Learn more about Bill Pay
Auto or boat loan
Reward yourself with a new toy you'll enjoy for years to come. Get pre-approved for an auto or boat loan today!
Auto insurance
If you buy that new car, you'll also need new auto insurance! Get everything you need, all in one place, with a quote from Extraco.
- Get a quote!
- Talk to an Extraco Relationship Manager
- Learn more about the types of insurance Extraco offers
A personal line of credit
Predictable employment and steady income have many benefits. Consider using those benefits to build a good credit rating with a personal line of credit.
Build Wealth
It's never too early to start investing for retirement. Those who begin planning by age 23 have a much higher success rate of retiring with a solid financial foundation.
