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Thank you for choosing Extraco
Whether you’re buying a new home, improving the current one, or making the most of your home’s value, Extraco has the home loan solutions you need.
The process of buying a home - whether it's your first or your fifth - can be daunting. Let Extraco make it easy for you. We have a range of home financing products, customer service and expertise to help you meet your home purchase needs.
Choose from fixed rate or adjustable rate mortgages, as well as low down payment options. We offer conventional and jumbo loans, as well as Federal Housing Administration (FHA) and Veteran's Administration (VA) loans.
To ease the home shopping process, Extraco Mortgage lets you apply and qualify online before you find a property.
Let Extraco help make your dream home a reality.
All loans subject to credit approval.
Low interest rates mean that now could be the right time to refinance your existing mortgage or consolidate your existing liens. Refinancing to a lower interest rate can reduce your monthly mortgage payment. Shortening your loan term can help save thousands in interest. If you have an adjustable rate mortgage, you may consider the payment stability of refinancing into a fixed rate mortgage.
Extraco Mortgage has refinancing options to meet a variety of needs, and our personal, convenient service makes the process easy. We offer conventional loans, as well as Federal Housing Administration (FHA) and Veteran's Administration (VA) loans.
To simplify the process, Extraco offers streamlined refinancing for existing customers, which greatly reduces the documentation needed to process your loan and saves on your closing costs. New and existing customers may apply and qualify online.
Extraco Mortgage makes it easy to realize the benefits of refinancing now.
All loans subject to credit approval.
Borrowing against the value of your home with a home equity1 loan can be a smart way to get cash without tapping into savings and investments.
A home equity loan is a mortgage that allows you to borrow up to 80 percent of the appraised value of your home, minus the combined amount of any liens on the home. Interest on the home equity loan may be tax deductible2, and the cash can be used for anything:
- Home improvement
- Debt consolidation
- Auto purchase
- College tuition
- Medical bills
- Large, unexpected expenses
- Any other worthwhile purpose
- For Texas residents only.
- Consult a tax advisor regarding the deductibility of interest.
All loans subject to credit approval.
Whether you're looking to consolidate debt, remodel your home or pay college tuition, a home equity line-of-credit1 from Extraco may be right for you.
Much like a home equity loan, a home equity line-of-credit allows you to leverage the equity in your house to meet financial or large purchase goals. And, unlike a traditional loan, you can draw on your credit line as needed, giving you complete control over when you spend the money!
Home equity lines-of-credit also offer many other advantages over other credit options.
- Your interest may be tax deductible.2
- The interest rate may be lower than other financing options such as credit cards.
- During the draw period you may draw on the line-of-credit, repay, and still access up to the original line amount without reapplying.
- You can draw on the line-of-credit when needed.
- For Texas residents only.
- Consult a tax advisor regarding the deductibility of interest.
All loans subject to credit approval.
Home improvement ideas become reality with Extraco's fast, flexible home improvement loans1. We make it easy for you to increase the value of your home with convenient applications, up to 80% financing, quick preliminary loan decisions, flexible terms, low closing costs and no prepayment penalties.
We offer home improvement loans for a wide variety of repairs and renovations, including:
- Room additions
- Custom decks
- Siding
- Swimming pools
- Fencing
- Landscaping
- For Texas residents only.
All loans subject to credit approval.
