We've Got Answers.
Thank you for choosing Extraco
As your success grows, so do financial resources. What steps should you take to capitalize on your professional momentum? Let us help you create a solid platform of financial and investment planning to evolve with you as your career progresses.
With the right guidance and approach, your assets can turn into your dreams. At Extraco, your Financial Advisor wants to build a long-term relationship with you in order to help you achieve your goals for all aspects of your life – not just financially. We can help you develop a customized approach to borrowing that can enhance your long-term wealth.
Calculate your net worth. Contact a Financial Advisor today!
Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
At Extraco, we help customers develop portfolios that meet short-, intermediate-, and long-term financial goals. Don't let life catch you by surprise. Plan today for your future.
Individual Retirement Account (IRA) Plans
Invest for tomorrow with Traditional or Roth IRA plans.
What's the difference?
Traditional IRA contributions are tax deductible (certain restrictions apply) and earnings are tax-deferred until funds are withdrawn These accounts are designed for people who have earned income and are able to set aside additional money for retirement above and beyond other retirement accounts.
Learn more
Roth IRA contributions are made with after-tax dollars, but you will never have to pay taxes on Roth IRA gains, providing you stay within certain guidelines. Plus, unlike traditional IRAs, you won't be required to take mandatory distributions at age 70-1/2.
Choose a traditional IRA if you need a tax deduction right now or if you expect to pay taxes at a significantly lower rate in retirement. Choose the flexibility of a Roth IRA if you can do without an immediate tax break.
Mutual Funds
We can help you choose the mutual fund product that matches your investment objective.
Annuities
Annuities offer a tax-deferred alternative to your investments and are ideal for people who want to plan for a steady source of income at regular intervals.*
Learn more
There are several types of annuities available to round out your investment portfolio.
- Fixed annuities
- Immediate annuities
- Variable annuities
- Deferred annuities
Stocks and Bonds
Stocks are generally higher-risk, potentially higher-reward investments, and bonds typically represent a lower risk approach. By pairing these instruments together, we can create a plan designed to help you achieve a balanced investment plan with managed
risk.
Education
Depending on your specific situation and your savings timeline, your Financial Advisor may suggest a comprehensive portfolio approach to cover multiple life needs, including education expense. Or you may be best served with a specialized education plan, such as prepaid tuition, Coverdell education IRA or a tax-deferred 529 Plan.
401(k) or 403(b)(7)
A 401(k) retirement plan is a savings retirement plan offered by many for-profit businesses. This plan is funded with your before-tax salary contributions and is often matched by employer contributions. Your money is invested in professionally managed funds of your choice. Your contributions, your employer's contributions, and any growth in the 401(k) is tax-deferred.
Learn more
A similar plan called the 403(b)(7) offers certain employees of public schools, tax-exempt organizations, and ministers a means to save for retirement with pre-tax dollars. Also known as a tax-sheltered annuity (TSA), this plan gives hospitals, schools and other not-for-profit organizations the ability to offer employees a salary contribution vehicle into a custodial account of mutual funds. Contributions and earnings are tax-deferred until funds are withdrawn after retirement.
If you are an employee or a business owner without a 401(k) or 403(b)(7) retirement plan, call us today to help get this going on your behalf.
Contact a Financial Advisor today!
* Guarantees are based upon the claims paying ability of the issuer.
Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Planning your goals outside of financial planning are equally as important as financial planning. Do you want to travel after retirement? What type of balance do you want to have between work and life after and nearing retirement? Where do you want to live? What type of home do you want to live in? Contact a Financial Advisor so you can start planning for the life you want after retirement today.
Retirement Planning Calculators Financial Profile Calculator Contact a Financial Advisor today!Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Receiving a financial inheritance may create, and relieve, financial stress. Educate yourself on the practical consequences of added wealth – especially wealth that comes through an inheritance. Our Financial Advisors will help you determine a positive strategy relevant to your goals and dreams.
Contact a Financial Advisor today!Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Raymond James Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
