Financial Services

You're already performing a balancing act with a full plate. Savor life and leave balanced investing to us!

There are thousands of mutual funds, all of which have specific strategies and guidelines. Contact an advisor today to determine if mutual funds would be a suitable addition to your portfolio.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Wondering if your retirement income stream will be reliable?

Annuities offer a tax-deferred alternative to your investments and are ideal for people who want to plan for a steady source of income at regular intervals.*

There are several types of annuities available to round out your investment portfolio.

• Fixed annuities
• Immediate annuities
• Variable annuities
• Deferred Annuities

Contact a Financial Advisor today for help in selecting the right annuity for you.

* Guarantees are based upon the claims paying ability of the issuer.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

At Extraco, we help customers develop portfolios that meet short-, intermediate-, and long-term financial goals.

Stocks are generally higher-risk, potential higher-reward investments and bonds typically represent a lower risk approach. By pairing these instruments together, we can create a plan designed to help you achieve a balanced investment plan with managed risk.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Pomp and circumstance doesn't happen on its own!

There are multiple ways to pay for private school or higher education. The least desirable alternative is to take out enormous loans with high interest. The better way is to plan today for bright futures tomorrow.

Depending on your specific situation and your savings timeline, your Raymond James Financial Services investment professional at Extraco may suggest a comprehensive portfolio approach to cover multiple life needs, including education expense. Or you may be best served with a specialized education plan, such as prepaid tuition, Coverdell education IRA or a tax-deferred 529 Plan.

For a smart approach to saving for tomorrow's education costs, contact a Financial Advisor.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Need an easy way to save for retirement? Automatic payroll deductions into your retirement plan are a favored option. You're less likely to miss money you don't see.

A 401(k) retirement plan is a savings retirement plan offered by many for-profit businesses. This plan is funded with your before-tax salary contributions and often matched contributions from your employer. Your money is invested in professionally managed funds of your choice. Your contributions, your employer's contributions, and any growth in the 401(k) is tax-deferred.

A similar plan called the 403(b)(7) offers certain employees of public schools, tax-exempt organizations, and ministers a means to save for retirement with pre-tax dollars. Also known as a tax-sheltered annuity (TSA), this plan gives hospitals, schools and other not-for-profit organizations the ability to offer employees a salary contribution vehicle into a custodial account of mutual funds. Contributions and earnings are tax-deferred until funds are withdrawn after retirement.

If you are an employee or a business owner without a 401(k) or 403(b)(7) retirement plan, call us today to help get this going on your behalf.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.