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Increase your business capacity and cash flow with Treasury Management Services from Extraco.
E-Business Accounting offers real-time account management, multi-user flexibility with controlled authority levels, and in-house efficiencies via electronic funds solutions.
Upon enrollment, E-Business allows you to:
- Initiate ACH
- Initiate wire transfers
- View / print current and prior month’s checking account statements
- Export transaction histories and account activity to your accounting software
- Check business account balances
- Access accounts and transfer funds between accounts
- View summary reports showing prior days’ information
- View / print transaction history for the prior day or a range of days (up to 60 days)
- Make account-to-account transfers
- Initiate stop-payment requests and produce stop-payment reports
- Send secure email requests
Innovative solutions to make accepting payments simple, fast, safe, and rewarding. Extraco delivers it through integrated buying experiences − anywhere, any time and on any device.
In Store
Consumers expect a more integrated buying experience that’s quick and consistent everywhere and anytime. Let Extraco help you stay competitive, while growing your business.
Connect with a Treasury Management SpecialistMobile
Flexible payment processing anywhere you go by turning your smartphone into a point-of-sale terminal with POGO.
Sign up now!Download the APP from the App Store!
Schedule a demo
Manage your account
Access key information on your payment streams through Business TrackSM, a single consolidated web tool that provides convenient, user friendly insight into all of your processed data, including credit, debit, prepaid/giftcard and check.
Manage your accountPut a teller window in your business with Extraco’s E-Capture Remote Deposit Service. An electronic check-processing tool, E-Capture allows you to make check deposits without having to leave your business. It is the ideal product for multiple business locations or businesses that process large amounts of checks.
All you need to get started is some counter space, a computer with internet access, and an Extraco business account.1
The benefits of E-Capture are many:
- Shorter collection cycle
- Less trips to the bank; saves in courier fees
- Faster approval for improved cash flow
- Earlier notification of non-sufficient funds or fraudulent items
- Reduced storage and research time due to digital imagery storage
- Checks may be deposited all at one time or deposited as received
- It’s convenient and secure
1. Terms and conditions apply. Contact Extraco for more information.
Go electronic with collections and payments! Extraco offers a flat-fee ACH option for Small Business Checking customers that’s ideal for weekly payroll processing. Businesses with multiple payroll accounting systems and/or a desire for reduced complexity in accounts receivable/payable functions will benefit from our flexible ACH file generation and transmission solution.
Safe and fast, ACH Origination optimizes these important processes:
- Payroll — Makes funds available to employees faster and eliminates the possibility of lost or stolen checks
- Preauthorized debits/credits — Send single or recurring debit or credit entries to consumers or other companies to satisfy payment obligations
- Controls the timing of your payments — funds are available within 1-2 business days
- Streamlines your accounts payable and accounts receivable functions — and improves cash flow by eliminating paper checks
- Eliminates costs — associated with the preparation, delivery and reconcilement of checks
- Keeps account information up-to-date — with same-day or next-day reporting on incoming and outgoing entries
- Eliminates deposit processing costs — such as postage, handling, supplies, etc.
- Protects your account against fraudulent activity
- Converts paper checks into ACH debits for faster payment collection
Extraco’s Investment Sweep Account is a completely automated overnight investment service designed to convert your excess demand deposit account dollars into interest earning dollars. This service pays daily interest on otherwise idle funds while maintaining 100% liquidity.
How it works:
Each day, excess demand deposit collected dollars are transferred to an Automated Repurchase Account. These funds are invested in U.S. Government or Federal Agency Securities for high yielding assets and a safe return of your investment.
Talk to an Extraco Relationship ManagerPositive Pay and Account Reconciliation Services are two new fraud deterrent services Extraco offers business customers. They help both the customer and the bank prevent fraud before losses are incurred.
Positive Pay
Reduce fraud by electronically sharing your check register of all written checks with the bank; we’ll only pay the checks listed.
Account Reconciliation Services
Automatic reconciliation of your accounts reduces your time and processing costs; you also receive detailed reports and audit controls
